STETH DeFi Yields
The highest honest STETH yield right now is 2.21% on lido (Ethereum), among 19 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
19 live pools above the $100K TVL floor · ranked by TVL
STETH's largest live pool is lido on Ethereum at 2.21% ($23.32B TVL). 19 STETH pools across 1 chain clear this page's $100K TVL floor, $23.58B in total.
Your idle STETH could earn ~1.63% — park $14.8K and it could run a $20/mo Claude Pro subscription, forever.
See live STETH pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| lido → | Ethereum | 2.21% | $23.32B |
| curve-dex → | Ethereum | 1.18% | $98.54M |
| convex-finance → | Ethereum | 1.18% | $53.17M |
| curve-dex → | Ethereum | 1.49% | $23.42M |
| convex-finance → | Ethereum | 1.61% | $21.22M |
| curve-dex → | Ethereum | 1.66% | $17.01M |
| convex-finance → | Ethereum | 2.07% | $17.01M |
| vesper → | Ethereum | 1.64% | $15.21M |
Rate stability from APY history
Based on APY history only, STETH's lower-variability candidates are curve-dex (Ethereum), 1.66% APY, $17.01M TVL, https://www.defi.garden/?pool=991df258-b474-4a40-8482-acf080e8ab39&src=seo_token; lido (Ethereum), 2.21% APY, $23.32B TVL, https://www.defi.garden/?pool=747c1d2a-c668-4682-b9f9-296708a3dd90&src=seo_token; curve-dex (Ethereum), 1.49% APY, $23.42M TVL, https://www.defi.garden/?pool=08eaf098-4957-4922-bfca-cc0c46505a43&src=seo_token; convex-finance (Ethereum), 1.61% APY, $21.22M TVL, https://www.defi.garden/?pool=e378a7c2-6285-4993-9397-87ac9c8adc15&src=seo_token; convex-finance (Ethereum), 2.07% APY, $17.01M TVL, https://www.defi.garden/?pool=c9873dab-0979-478c-b48c-3c3a0c935449&src=seo_token; convex-finance (Ethereum), 1.18% APY, $53.17M TVL, https://www.defi.garden/?pool=5ce23e7e-3800-4c9c-ad30-6db3db0515a1&src=seo_token; vesper (Ethereum), 1.64% APY, $15.21M TVL, https://www.defi.garden/?pool=9b473092-6f2d-4fe6-af5a-f746b77ef5a0&src=seo_token; curve-dex (Ethereum), 1.18% APY, $98.54M TVL, https://www.defi.garden/?pool=57d30b9c-fc66-4ac2-b666-69ad5f410cce&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | curve-dex → | Ethereum | 1.66% | $17.01M |
| 2 | lido → | Ethereum | 2.21% | $23.32B |
| 3 | curve-dex → | Ethereum | 1.49% | $23.42M |
| 4 | convex-finance → | Ethereum | 1.61% | $21.22M |
| 5 | convex-finance → | Ethereum | 2.07% | $17.01M |
| 6 | convex-finance → | Ethereum | 1.18% | $53.17M |
| 7 | vesper → | Ethereum | 1.64% | $15.21M |
| 8 | curve-dex → | Ethereum | 1.18% | $98.54M |
How this rate has behaved
STETH shows up in 8 pools here, with rates from 1.18% to 2.21% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 1.66% — a useful check against today's number for whether the rate is steady or just having a good day.
4 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| lido | 2.21% | 2.21% | Base rate |
| curve-dex | 1.18% | 1.25% | Base rate |
| convex-finance | 1.18% | 1.25% | Base rate |
| curve-dex | 1.49% | 1.56% | 14.85% incentives |
| convex-finance | 1.61% | 1.68% | 21.29% incentives |
| curve-dex | 1.66% | 1.64% | 46.26% incentives |
| convex-finance | 2.07% | 2.10% | 57.09% incentives |
| vesper | 1.64% | 1.90% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest STETH yield today?
2.21% APY on lido (Ethereum), based on live DefiLlama data.
How many STETH pools clear the TVL floor?
19 live pools clear this page's $100K TVL floor, $23.58B in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which STETH pools have the most stable APY history?
Based on APY history only, STETH's lower-variability candidates are curve-dex (Ethereum), 1.66% APY, $17.01M TVL, https://www.defi.garden/?pool=991df258-b474-4a40-8482-acf080e8ab39&src=seo_token; lido (Ethereum), 2.21% APY, $23.32B TVL, https://www.defi.garden/?pool=747c1d2a-c668-4682-b9f9-296708a3dd90&src=seo_token; curve-dex (Ethereum), 1.49% APY, $23.42M TVL, https://www.defi.garden/?pool=08eaf098-4957-4922-bfca-cc0c46505a43&src=seo_token; convex-finance (Ethereum), 1.61% APY, $21.22M TVL, https://www.defi.garden/?pool=e378a7c2-6285-4993-9397-87ac9c8adc15&src=seo_token; convex-finance (Ethereum), 2.07% APY, $17.01M TVL, https://www.defi.garden/?pool=c9873dab-0979-478c-b48c-3c3a0c935449&src=seo_token; convex-finance (Ethereum), 1.18% APY, $53.17M TVL, https://www.defi.garden/?pool=5ce23e7e-3800-4c9c-ad30-6db3db0515a1&src=seo_token; vesper (Ethereum), 1.64% APY, $15.21M TVL, https://www.defi.garden/?pool=9b473092-6f2d-4fe6-af5a-f746b77ef5a0&src=seo_token; curve-dex (Ethereum), 1.18% APY, $98.54M TVL, https://www.defi.garden/?pool=57d30b9c-fc66-4ac2-b666-69ad5f410cce&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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