Near DeFi Yields
The highest honest Near yield right now is 10.38% on rhea-lend (Near), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
Near's largest live pool is rhea-lst (RNEAR) at 4.42% ($45.12M TVL). 5 pools across 5 tokens clear this page's $100K TVL floor, $61.12M in total.
Idle assets on Near could earn ~9.36% — park $2.6K and it could run a $20/mo Claude Pro subscription, forever.
See live pools on Near →| Token | Protocol | APY | TVL |
|---|---|---|---|
| RNEAR | rhea-lst → | 4.42% | $45.12M |
| XRHEA | rhea-lst → | 3.69% | $12.5M |
| USDT | rhea-lend → | 9.78% | $1.77M |
| USDC | rhea-lend → | 10.38% | $1.63M |
| USDT-USDC-USDT.E-USDC.E | rhea-dex → | 9.36% | $101.7K |
Frequently asked questions
What's the highest Near yield today?
10.38% APY on rhea-lend (Near), based on live DefiLlama data.
How many Near pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $61.12M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 5, 2026
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