XRPL DeFi Yields
The highest honest XRPL yield right now is 3.37% on openeden-tbill (XRPL), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor · ranked by TVL
XRPL's largest live pool is ondo-yield-assets (OUSG) at 3.56% ($185.24M TVL). 2 pools across 2 tokens clear this page's $100K TVL floor, $248.06M in total.
Idle assets on XRPL could earn ~3.46% — park $6.9K and it could run a $20/mo Claude Pro subscription, forever.
See live pools on XRPL →| Token | Protocol | APY | TVL |
|---|---|---|---|
| OUSG | ondo-yield-assets 🔒 → | 3.56% | $185.24M |
| TBL | openeden-tbill → | 3.37% | $62.82M |
Frequently asked questions
What's the highest XRPL yield today?
3.37% APY on openeden-tbill (XRPL), based on live DefiLlama data.
How many XRPL pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $248.06M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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