DeFi Garden

Sky Lending yields: DeFi Score and 14-day forecast by pool

As of October 27, 2026, DeFi Garden scores 8 Sky Lending pools across 4 chains, with $6.25B in combined TVL. The median APY across these pools is 3.80%. The median 14-day central forecast is 3.80%. Pool types present: Lending (8).

Scored pools
8
Chains
4
Total TVL
$6.25B
Median APY
3.80%
Median 14-day forecast
3.80%

Data as of October 27, 2026. Source: DefiLlama; pools below the TVL floor or above the APY sanity limit are excluded. Pools under 0.1% APY, such as collateral-only markets, are not listed.

Rating distribution

How the 8 scored Sky Lending pools are distributed across DeFi Garden's score bands.

  • AAA 3
  • AA 4
  • A 1

Bands (AAA, AA, A, BBB, HIGH RISK) are DeFi Garden's own model output, not a credit rating from a registered credit rating agency. The distribution describes yield quality as modelled, not the protocol's security record.

Scored pools

PoolChainType APY now14-day range14-day central DeFi ScorePillar tiersTVL
SUSDS Ethereum Lending 3.80% 3.42%–4.18% 3.80% 91.8 · AAA Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: High $4.82B
SKY Ethereum Lending 4.64% 3.95%–6.06% 4.42% 78.3 · AA Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: High $560.81M
SUSDS Arbitrum Lending 3.80% 3.42%–4.18% 3.80% 88.9 · AAA Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: High $364.28M
SDAI Ethereum Lending 1.25% 1.12%–1.38% 1.25% 86.0 · AAA Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Medium $198.88M
STUSDS Ethereum Lending 6.51% 5.20%–7.12% 6.33% 78.8 · AA Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Medium $179.38M
USDS Ethereum Lending 5.46% 4.41%–5.96% 5.20% 67.9 · A Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: Medium $120.92M
SUSDS OP Mainnet Lending 3.80% 3.42%–4.18% 3.80% 81.3 · AA Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low $5.15M
SUSDS Unichain Lending 3.80% 3.42%–4.18% 3.80% 81.4 · AA Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low $166.3K

Pillar tiers, in order: yield stability, sustainability, capital stickiness, exit liquidity. H = High, M = Medium, L = Low.

By chain

ChainPoolsMedian APYTVL
Ethereum54.64%$5.88B
Arbitrum13.80%$364.28M
OP Mainnet13.80%$5.15M
Unichain13.80%$166.3K

By pool type

TypePoolsMedian APYTVL
Lending83.80%$6.25B

Figures come from DefiLlama pool data; scores and forecasts are computed by DeFi Garden and can be wrong.

Education, not financial advice. DeFi carries smart-contract, market and regulatory risk, and you can lose money.