Sparklend yields: DeFi Score and 14-day forecast by pool
As of October 27, 2026, DeFi Garden scores 8 Sparklend pools across 1 chain, with $1.45B in combined TVL. The median APY across these pools is 2.77%. The median 14-day central forecast is 2.76%. Pool types present: Lending (8).
- Scored pools
- 8
- Chains
- 1
- Total TVL
- $1.45B
- Median APY
- 2.77%
- Median 14-day forecast
- 2.76%
Data as of October 27, 2026. Source: DefiLlama; pools below the TVL floor or above the APY sanity limit are excluded. Pools under 0.1% APY, such as collateral-only markets, are not listed.
Rating distribution
How the 8 scored Sparklend pools are distributed across DeFi Garden's score bands.
- AAA 2
- AA 6
Bands (AAA, AA, A, BBB, HIGH RISK) are DeFi Garden's own model output, not a credit rating from a registered credit rating agency. The distribution describes yield quality as modelled, not the protocol's security record.
Scored pools
| Pool | Chain | Type | APY now | 14-day range | 14-day central | DeFi Score | Pillar tiers | TVL |
|---|---|---|---|---|---|---|---|---|
| USDS | Ethereum | Lending | 3.73% | 3.18%–3.96% | 3.56% | 79.0 · AA | Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: High | $557.26M |
| USDS | Ethereum | Lending | 2.69% | 2.42%–2.96% | 2.69% | 89.7 · AAA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: High | $394.69M |
| WETH | Ethereum | Lending | 1.41% | 1.27%–1.55% | 1.41% | 87.3 · AAA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Medium | $306.42M |
| PYUSD | Ethereum | Lending | 0.74% | 0.53%–0.90% | 0.74% | 77.3 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $80.06M |
| DAI | Ethereum | Lending | 2.84% | 2.56%–3.13% | 2.84% | 83.1 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $76.26M |
| USDT | Ethereum | Lending | 3.37% | 3.04%–3.71% | 3.37% | 81.8 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $16.31M |
| RLUSD | Ethereum | Lending | 2.42% | 1.52%–2.96% | 2.27% | 73.3 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $9.55M |
| USDC | Ethereum | Lending | 3.55% | 3.19%–3.90% | 3.55% | 81.5 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $4.73M |
Pillar tiers, in order: yield stability, sustainability, capital stickiness, exit liquidity. H = High, M = Medium, L = Low.
By chain
| Chain | Pools | Median APY | TVL |
|---|---|---|---|
| Ethereum | 8 | 2.77% | $1.45B |
By pool type
| Type | Pools | Median APY | TVL |
|---|---|---|---|
| Lending | 8 | 2.77% | $1.45B |
Figures come from DefiLlama pool data; scores and forecasts are computed by DeFi Garden and can be wrong.
Education, not financial advice. DeFi carries smart-contract, market and regulatory risk, and you can lose money.