3F DeFi Yields

The highest honest 3F yield right now is 4.63% on morpho-blue (Ethereum), among 1 pool above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.

1 live pool above the $100K TVL floor ยท ranked by TVL

Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.

3F's largest live pool is morpho-blue on Ethereum at 4.63% ($14.32M TVL). 1 3F pool across 1 chain clear this page's $100K TVL floor, $14.32M in total.

Your idle 3F could earn ~4.63% โ€” park $5.2K and it could run a $20/mo Claude Pro subscription, forever.

See live 3F pools โ†’
ProtocolChainAPYTVL
morpho-blue โ†’ Ethereum 4.63% $14.32M

Rate stability from APY history

There is not enough qualifying APY history to rank 3F pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

Frequently asked questions

What's the highest 3F yield today?

4.63% APY on morpho-blue (Ethereum), based on live DefiLlama data.

How many 3F pools clear the TVL floor?

1 live pool clear this page's $100K TVL floor, $14.32M in total.

Are these rates safe?

Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ€” that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.

Which 3F pools have the most stable APY history?

There is not enough qualifying APY history to rank 3F pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ€” that's this page's listing bar, not a safety guarantee. Education only, not financial advice.

Last updated October 18, 2026

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