APYUSD DeFi Yields
The highest honest APYUSD yield right now is 13.98% on pendle (Ethereum), among 13 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
13 live pools above the $100K TVL floor · ranked by TVL
APYUSD's largest live pool is curve-dex on Ethereum at 6.48% ($19.83M TVL). 13 APYUSD pools across 3 chains clear this page's $100K TVL floor, $110.66M in total.
Your idle APYUSD could earn ~6.48% — park $3.7K and it could run a $20/mo Claude Pro subscription, forever.
See live APYUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| curve-dex → | Ethereum | 6.48% | $19.83M |
| pendle → | Ethereum | 13.98% | $18.77M |
| pendle → | Ethereum | 13.95% | $18.77M |
| orca-dex → | Solana | 0.03% | $7.14M |
| hydration-dex → | Polkadot | 0.46% | $288.5K |
Rate stability from APY history
Based on APY history only, APYUSD's lower-variability candidates are orca-dex (Solana), 0.03% APY, $7.14M TVL, https://www.defi.garden/?pool=2bc1e48c-3395-587a-b52e-e75ff5e90beb&src=seo_token; pendle (Ethereum), 13.95% APY, $18.77M TVL, https://www.defi.garden/?pool=9fe33fd6-d3f3-4dbe-9187-7bff012e79f5&src=seo_token; hydration-dex (Polkadot), 0.46% APY, $288.5K TVL, https://www.defi.garden/?pool=b365d27e-3eb3-4d68-a5a4-ecdceda06c6b&src=seo_token; pendle (Ethereum), 13.98% APY, $18.77M TVL, https://www.defi.garden/?pool=8dc83a62-a160-4bcf-ac7f-a1f812a317dc&src=seo_token; curve-dex (Ethereum), 6.48% APY, $19.83M TVL, https://www.defi.garden/?pool=7b3e4cca-a90e-4a45-95ac-a6b637a850b2&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | orca-dex → | Solana | 0.03% | $7.14M |
| 2 | pendle → | Ethereum | 13.95% | $18.77M |
| 3 | hydration-dex → | Polkadot | 0.46% | $288.5K |
| 4 | pendle → | Ethereum | 13.98% | $18.77M |
| 5 | curve-dex → | Ethereum | 6.48% | $19.83M |
How this rate has behaved
APYUSD shows up in 5 pools here, with rates from 0.03% to 13.98% APY across 3 chains — the rate depends on which protocol and chain you pick, not just the token.
5 of these 5 pools have a trustworthy 30-day average on file, with a median of 7.54% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 5 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 5 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| curve-dex | 6.48% | 7.54% | Base rate |
| pendle | 13.98% | 15.29% | 3.23% incentives |
| pendle | 13.95% | 14.64% | Base rate |
| orca-dex | 0.03% | 0.28% | Base rate |
| hydration-dex | 0.46% | 0.50% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest APYUSD yield today?
13.98% APY on pendle (Ethereum), based on live DefiLlama data.
How many APYUSD pools clear the TVL floor?
13 live pools clear this page's $100K TVL floor, $110.66M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which APYUSD pools have the most stable APY history?
Based on APY history only, APYUSD's lower-variability candidates are orca-dex (Solana), 0.03% APY, $7.14M TVL, https://www.defi.garden/?pool=2bc1e48c-3395-587a-b52e-e75ff5e90beb&src=seo_token; pendle (Ethereum), 13.95% APY, $18.77M TVL, https://www.defi.garden/?pool=9fe33fd6-d3f3-4dbe-9187-7bff012e79f5&src=seo_token; hydration-dex (Polkadot), 0.46% APY, $288.5K TVL, https://www.defi.garden/?pool=b365d27e-3eb3-4d68-a5a4-ecdceda06c6b&src=seo_token; pendle (Ethereum), 13.98% APY, $18.77M TVL, https://www.defi.garden/?pool=8dc83a62-a160-4bcf-ac7f-a1f812a317dc&src=seo_token; curve-dex (Ethereum), 6.48% APY, $19.83M TVL, https://www.defi.garden/?pool=7b3e4cca-a90e-4a45-95ac-a6b637a850b2&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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