ATOM DeFi Yields
The highest honest ATOM yield right now is 18.04% on hydro-inflow (Neutron), among 8 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
8 live pools above the $100K TVL floor · ranked by TVL
ATOM's largest live pool is hydro-inflow on Neutron at 18.04% ($1.47M TVL). 8 ATOM pools across 2 chains clear this page's $100K TVL floor, $4.46M in total.
Your idle ATOM could earn ~3.18% — park $7.6K and it could run a $20/mo Claude Pro subscription, forever.
See live ATOM pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| hydro-inflow → | Neutron | 18.04% | $1.47M |
| osmosis-dex → | Osmosis | 3.18% | $682.7K |
| osmosis-dex → | Osmosis | 0.04% | $459.2K |
| osmosis-dex → | Osmosis | 0.07% | $428K |
| osmosis-dex → | Osmosis | 0.09% | $322.1K |
| osmosis-dex → | Osmosis | 12.34% | $211.6K |
| osmosis-dex → | Osmosis | 6.28% | $159K |
Rate stability from APY history
Based on APY history only, ATOM's lower-variability candidates are osmosis-dex (Osmosis), 0.07% APY, $428K TVL, https://www.defi.garden/?pool=b14af2b9-ffad-452b-aa2a-fea7cf75df6b&src=seo_token; osmosis-dex (Osmosis), 0.09% APY, $322.1K TVL, https://www.defi.garden/?pool=44d07097-a561-4054-90d0-1db7527c8b66&src=seo_token; hydro-inflow (Neutron), 18.04% APY, $1.47M TVL, https://www.defi.garden/?pool=fba8d3b6-3034-493d-91b6-603c481acbf3&src=seo_token; osmosis-dex (Osmosis), 6.28% APY, $159K TVL, https://www.defi.garden/?pool=11766fcf-b92b-4d3f-b32e-768c897db73b&src=seo_token; osmosis-dex (Osmosis), 3.18% APY, $682.7K TVL, https://www.defi.garden/?pool=4ced8c2d-67c4-4555-b025-be49c110ca58&src=seo_token; osmosis-dex (Osmosis), 0.04% APY, $459.2K TVL, https://www.defi.garden/?pool=2335ea7b-8047-4cad-8552-f805e21ac850&src=seo_token; osmosis-dex (Osmosis), 12.34% APY, $211.6K TVL, https://www.defi.garden/?pool=5384c5b1-9e14-4e75-b182-509654974b10&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | osmosis-dex → | Osmosis | 0.07% | $428K |
| 2 | osmosis-dex → | Osmosis | 0.09% | $322.1K |
| 3 | hydro-inflow → | Neutron | 18.04% | $1.47M |
| 4 | osmosis-dex → | Osmosis | 6.28% | $159K |
| 5 | osmosis-dex → | Osmosis | 3.18% | $682.7K |
| 6 | osmosis-dex → | Osmosis | 0.04% | $459.2K |
| 7 | osmosis-dex → | Osmosis | 12.34% | $211.6K |
How this rate has behaved
ATOM shows up in 7 pools here, with rates from 0.04% to 18.04% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
7 of these 7 pools have a trustworthy 30-day average on file, with a median of 4.02% — a useful check against today's number for whether the rate is steady or just having a good day.
All 7 pools pay a plain base rate right now — no incentive or reward APY mixed in.
6 of 7 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| hydro-inflow | 18.04% | 18.00% | Base rate |
| osmosis-dex | 3.18% | 4.02% | Base rate |
| osmosis-dex | 0.04% | 0.33% | Base rate |
| osmosis-dex | 0.07% | 0.02% | Base rate |
| osmosis-dex | 0.09% | 0.13% | Base rate |
| osmosis-dex | 12.34% | 17.85% | Base rate |
| osmosis-dex | 6.28% | 5.19% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest ATOM yield today?
18.04% APY on hydro-inflow (Neutron), based on live DefiLlama data.
How many ATOM pools clear the TVL floor?
8 live pools clear this page's $100K TVL floor, $4.46M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which ATOM pools have the most stable APY history?
Based on APY history only, ATOM's lower-variability candidates are osmosis-dex (Osmosis), 0.07% APY, $428K TVL, https://www.defi.garden/?pool=b14af2b9-ffad-452b-aa2a-fea7cf75df6b&src=seo_token; osmosis-dex (Osmosis), 0.09% APY, $322.1K TVL, https://www.defi.garden/?pool=44d07097-a561-4054-90d0-1db7527c8b66&src=seo_token; hydro-inflow (Neutron), 18.04% APY, $1.47M TVL, https://www.defi.garden/?pool=fba8d3b6-3034-493d-91b6-603c481acbf3&src=seo_token; osmosis-dex (Osmosis), 6.28% APY, $159K TVL, https://www.defi.garden/?pool=11766fcf-b92b-4d3f-b32e-768c897db73b&src=seo_token; osmosis-dex (Osmosis), 3.18% APY, $682.7K TVL, https://www.defi.garden/?pool=4ced8c2d-67c4-4555-b025-be49c110ca58&src=seo_token; osmosis-dex (Osmosis), 0.04% APY, $459.2K TVL, https://www.defi.garden/?pool=2335ea7b-8047-4cad-8552-f805e21ac850&src=seo_token; osmosis-dex (Osmosis), 12.34% APY, $211.6K TVL, https://www.defi.garden/?pool=5384c5b1-9e14-4e75-b182-509654974b10&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your ATOM yield — never your ATOM itself. Join the waitlist and be first when it's ready.
Join the waitlist →Free to join • Card doesn't exist yet • We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.