AUSD DeFi Yields
The highest honest AUSD yield right now is 10.64% on balancer-v3 (Monad), among 31 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
31 live pools above the $100K TVL floor · ranked by TVL
AUSD's largest live pool is centrifuge-protocol on Ethereum at 5.05% ($389.6M TVL). 31 AUSD pools across 2 chains clear this page's $100K TVL floor, $727.43M in total.
Your idle AUSD could earn ~5.37% — park $4.5K and it could run a $20/mo Claude Pro subscription, forever.
See live AUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| centrifuge-protocol → | Ethereum | 5.05% | $389.6M |
| accountable → | Monad | 6.81% | $102.67M |
| euler-v2 → | Monad | 5.69% | $35.67M |
| uniswap-v3 → | Ethereum | 1.79% | $34.06M |
| accountable → | Monad | 8.14% | $30.79M |
| curvance → | Monad | 0.20% | $17.14M |
| balancer-v3 → | Monad | 10.64% | $5.79M |
| euler-v2 → | Monad | 4.44% | $4.11M |
Rate stability from APY history
Based on APY history only, AUSD's lower-variability candidates are curvance (Monad), 0.20% APY, $17.14M TVL, https://www.defi.garden/?pool=639be72a-52e2-474c-9c4c-e376b3aa7cad&src=seo_token; euler-v2 (Monad), 4.44% APY, $4.11M TVL, https://www.defi.garden/?pool=81aa40b4-4aee-5253-996e-32270854da62&src=seo_token; uniswap-v3 (Ethereum), 1.79% APY, $34.06M TVL, https://www.defi.garden/?pool=458a64c5-2f64-4ca6-8be7-41b8aef029eb&src=seo_token; accountable (Monad), 6.81% APY, $102.67M TVL, https://www.defi.garden/?pool=4baffdfd-8015-4713-bad4-10a199b30157&src=seo_token; balancer-v3 (Monad), 10.64% APY, $5.79M TVL, https://www.defi.garden/?pool=86d04138-6712-5be0-85f4-1d92331ca1d5&src=seo_token; centrifuge-protocol (Ethereum), 5.05% APY, $389.6M TVL, https://www.defi.garden/?pool=c475f250-23b3-4650-8fa8-c978979c8034&src=seo_token; accountable (Monad), 8.14% APY, $30.79M TVL, https://www.defi.garden/?pool=6e69bba9-5a90-5712-8f5e-2012b57f5daf&src=seo_token; euler-v2 (Monad), 5.69% APY, $35.67M TVL, https://www.defi.garden/?pool=f234d4dc-9b36-4b23-b1ad-ab73e8286b56&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | curvance → | Monad | 0.20% | $17.14M |
| 2 | euler-v2 → | Monad | 4.44% | $4.11M |
| 3 | uniswap-v3 → | Ethereum | 1.79% | $34.06M |
| 4 | accountable → | Monad | 6.81% | $102.67M |
| 5 | balancer-v3 → | Monad | 10.64% | $5.79M |
| 6 | centrifuge-protocol → | Ethereum | 5.05% | $389.6M |
| 7 | accountable → | Monad | 8.14% | $30.79M |
| 8 | euler-v2 → | Monad | 5.69% | $35.67M |
How this rate has behaved
AUSD shows up in 8 pools here, with rates from 0.20% to 10.64% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 5.97% — a useful check against today's number for whether the rate is steady or just having a good day.
5 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 8 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| centrifuge-protocol | 5.05% | 5.34% | Base rate |
| accountable | 6.81% | 6.84% | 3.89% incentives |
| euler-v2 | 5.69% | 6.59% | 21.96% incentives |
| uniswap-v3 | 1.79% | 0.69% | Base rate |
| accountable | 8.14% | 8.17% | 17.19% incentives |
| curvance | 0.20% | 0.20% | 100.00% incentives |
| balancer-v3 | 10.64% | 10.47% | 88.53% incentives |
| euler-v2 | 4.44% | 5.07% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest AUSD yield today?
10.64% APY on balancer-v3 (Monad), based on live DefiLlama data.
How many AUSD pools clear the TVL floor?
31 live pools clear this page's $100K TVL floor, $727.43M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which AUSD pools have the most stable APY history?
Based on APY history only, AUSD's lower-variability candidates are curvance (Monad), 0.20% APY, $17.14M TVL, https://www.defi.garden/?pool=639be72a-52e2-474c-9c4c-e376b3aa7cad&src=seo_token; euler-v2 (Monad), 4.44% APY, $4.11M TVL, https://www.defi.garden/?pool=81aa40b4-4aee-5253-996e-32270854da62&src=seo_token; uniswap-v3 (Ethereum), 1.79% APY, $34.06M TVL, https://www.defi.garden/?pool=458a64c5-2f64-4ca6-8be7-41b8aef029eb&src=seo_token; accountable (Monad), 6.81% APY, $102.67M TVL, https://www.defi.garden/?pool=4baffdfd-8015-4713-bad4-10a199b30157&src=seo_token; balancer-v3 (Monad), 10.64% APY, $5.79M TVL, https://www.defi.garden/?pool=86d04138-6712-5be0-85f4-1d92331ca1d5&src=seo_token; centrifuge-protocol (Ethereum), 5.05% APY, $389.6M TVL, https://www.defi.garden/?pool=c475f250-23b3-4650-8fa8-c978979c8034&src=seo_token; accountable (Monad), 8.14% APY, $30.79M TVL, https://www.defi.garden/?pool=6e69bba9-5a90-5712-8f5e-2012b57f5daf&src=seo_token; euler-v2 (Monad), 5.69% APY, $35.67M TVL, https://www.defi.garden/?pool=f234d4dc-9b36-4b23-b1ad-ab73e8286b56&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your AUSD yield — never your AUSD itself. Join the waitlist and be first when it's ready.
Join the waitlist →Free to join • Card doesn't exist yet • We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.