AUSD DeFi Yields
The highest honest AUSD yield right now is 8.54% on pendle-v2 (Monad), among 27 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
27 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
AUSD's largest live pool is accountable on Monad at 6.66% ($100.58M TVL). 27 AUSD pools across 3 chains clear this page's $100K TVL floor, $248.31M in total.
Your idle AUSD could earn ~5.51% — park $4.4K and it could run a $20/mo Claude Pro subscription, forever.
See live AUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| accountable → | Monad | 6.66% | $100.58M |
| accountable → | Monad | 7.14% | $30.77M |
| uniswap-v3 → | Ethereum | 0.11% | $29.99M |
| accountable → | Monad | 4.57% | $4.49M |
| pendle-v2 → | Monad | 8.54% | $2.81M |
| pendle-v2 → | Monad | 5.28% | $2.81M |
| aave-v3 → | Monad | 5.74% | $2.76M |
| curve-dex → | Monad | 4.83% | $2.28M |
Rate stability from APY history
Based on APY history only, AUSD's lower-variability candidates are uniswap-v3 (Ethereum), 0.11% APY, $29.99M TVL, https://www.defi.garden/?pool=458a64c5-2f64-4ca6-8be7-41b8aef029eb#src=seo_token; accountable (Monad), 6.66% APY, $100.58M TVL, https://www.defi.garden/?pool=4baffdfd-8015-4713-bad4-10a199b30157#src=seo_token; aave-v3 (Monad), 5.74% APY, $2.76M TVL, https://www.defi.garden/?pool=d795cb4c-e30f-52c0-8447-bf0853763a20#src=seo_token; accountable (Monad), 7.14% APY, $30.77M TVL, https://www.defi.garden/?pool=6e69bba9-5a90-5712-8f5e-2012b57f5daf#src=seo_token; curve-dex (Monad), 4.83% APY, $2.28M TVL, https://www.defi.garden/?pool=ceb80408-8ab8-4293-b274-162efff518a6#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | uniswap-v3 → | Ethereum | 0.11% | $29.99M |
| 2 | accountable → | Monad | 6.66% | $100.58M |
| 3 | aave-v3 → | Monad | 5.74% | $2.76M |
| 4 | accountable → | Monad | 7.14% | $30.77M |
| 5 | curve-dex → | Monad | 4.83% | $2.28M |
How this rate has behaved
AUSD shows up in 8 pools here, with rates from 0.11% to 8.54% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 5.83% — a useful check against today's number for whether the rate is steady or just having a good day.
6 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| accountable | 6.66% | 6.70% | 1.68% incentives |
| accountable | 7.14% | 7.23% | 5.60% incentives |
| uniswap-v3 | 0.11% | 0.65% | Base rate |
| accountable | 4.57% | 1.91% | 10.94% incentives |
| pendle-v2 | 8.54% | 8.25% | 45.32% incentives |
| pendle-v2 | 5.28% | 5.37% | Base rate |
| aave-v3 | 5.74% | 5.83% | 41.21% incentives |
| curve-dex | 4.83% | 5.83% | 100.00% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest AUSD yield today?
8.54% APY on pendle-v2 (Monad), based on live DefiLlama data.
How many AUSD pools clear the TVL floor?
27 live pools clear this page's $100K TVL floor, $248.31M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which AUSD pools have the most stable APY history?
Based on APY history only, AUSD's lower-variability candidates are uniswap-v3 (Ethereum), 0.11% APY, $29.99M TVL, https://www.defi.garden/?pool=458a64c5-2f64-4ca6-8be7-41b8aef029eb#src=seo_token; accountable (Monad), 6.66% APY, $100.58M TVL, https://www.defi.garden/?pool=4baffdfd-8015-4713-bad4-10a199b30157#src=seo_token; aave-v3 (Monad), 5.74% APY, $2.76M TVL, https://www.defi.garden/?pool=d795cb4c-e30f-52c0-8447-bf0853763a20#src=seo_token; accountable (Monad), 7.14% APY, $30.77M TVL, https://www.defi.garden/?pool=6e69bba9-5a90-5712-8f5e-2012b57f5daf#src=seo_token; curve-dex (Monad), 4.83% APY, $2.28M TVL, https://www.defi.garden/?pool=ceb80408-8ab8-4293-b274-162efff518a6#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
AUSD Yield Card • Powered by Laso
Spend your AUSD yield anywhere Visa is accepted worldwide. Your principal stays 100% self-custodial on Base.
Get AUSD Card on Laso.finance →Sponsored partner referral • Zero issuance fee • Worldwide Visa Debit
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.