AUSDC DeFi Yields
The highest honest AUSDC yield right now is 4.96% on morpho-blue (Ethereum), among 3 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
3 live pools above the $100K TVL floor · ranked by TVL
AUSDC's largest live pool is hydration-dex on Polkadot at 0.40% ($1.98M TVL). 3 AUSDC pools across 2 chains clear this page's $100K TVL floor, $3.35M in total.
Your idle AUSDC could earn ~0.40% — park $60.4K and it could run a $20/mo Claude Pro subscription, forever.
See live AUSDC pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| hydration-dex → | Polkadot | 0.40% | $1.98M |
| morpho-blue → | Ethereum | 4.96% | $1.07M |
| curve-dex → | Ethereum | 0.35% | $309.8K |
Rate stability from APY history
Based on APY history only, AUSDC's lower-variability candidates are hydration-dex (Polkadot), 0.40% APY, $1.98M TVL, https://www.defi.garden/?pool=470f1399-4e87-4146-a9f6-4c1294c4959a&src=seo_token; morpho-blue (Ethereum), 4.96% APY, $1.07M TVL, https://www.defi.garden/?pool=507af9bc-1139-4bf1-b158-ae1f36eb4396&src=seo_token; curve-dex (Ethereum), 0.35% APY, $309.8K TVL, https://www.defi.garden/?pool=e3f861c0-c2b9-4b50-b799-a036a3f11da1&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | hydration-dex → | Polkadot | 0.40% | $1.98M |
| 2 | morpho-blue → | Ethereum | 4.96% | $1.07M |
| 3 | curve-dex → | Ethereum | 0.35% | $309.8K |
How this rate has behaved
AUSDC shows up in 3 pools here, with rates from 0.35% to 4.96% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 0.39% — a useful check against today's number for whether the rate is steady or just having a good day.
All 3 pools pay a plain base rate right now — no incentive or reward APY mixed in.
1 of 3 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| hydration-dex | 0.40% | 0.39% | Base rate |
| morpho-blue | 4.96% | 6.31% | Base rate |
| curve-dex | 0.35% | 0.33% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest AUSDC yield today?
4.96% APY on morpho-blue (Ethereum), based on live DefiLlama data.
How many AUSDC pools clear the TVL floor?
3 live pools clear this page's $100K TVL floor, $3.35M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which AUSDC pools have the most stable APY history?
Based on APY history only, AUSDC's lower-variability candidates are hydration-dex (Polkadot), 0.40% APY, $1.98M TVL, https://www.defi.garden/?pool=470f1399-4e87-4146-a9f6-4c1294c4959a&src=seo_token; morpho-blue (Ethereum), 4.96% APY, $1.07M TVL, https://www.defi.garden/?pool=507af9bc-1139-4bf1-b158-ae1f36eb4396&src=seo_token; curve-dex (Ethereum), 0.35% APY, $309.8K TVL, https://www.defi.garden/?pool=e3f861c0-c2b9-4b50-b799-a036a3f11da1&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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