BTC DeFi Yields
The highest honest BTC yield right now is 161.80% on gmtrade (Solana), among 21 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
21 live pools above the $100K TVL floor · ranked by TVL
BTC's largest live pool is mezo-earn on Mezo at 2.99% ($63.16M TVL). 21 BTC pools across 7 chains clear this page's $100K TVL floor, $805.58M in total.
Your idle BTC could earn ~2.42% — park $9.9K and it could run a $20/mo Claude Pro subscription, forever.
See live BTC pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| mezo-earn → | Mezo | 2.99% | $63.16M |
| midas-rwa → | Ethereum | 1.85% | $22.73M |
| chainflip-amm → | Bitcoin | 3.63% | $5.46M |
| midas-rwa → | Monad | 1.85% | $4.53M |
| chainflip-lending → | Bitcoin | 0.32% | $2.26M |
| gmtrade → | Solana | 161.80% | $1.41M |
| liquidium → | ICP | 0.02% | $1.15M |
| gmx-v2-perps → | Avalanche | 5.16% | $1.12M |
Rate stability from APY history
Based on APY history only, BTC's lower-variability candidates are liquidium (ICP), 0.02% APY, $1.15M TVL, https://www.defi.garden/?pool=8df2c295-0906-4d91-9dad-45353f41b99f&src=seo_token; midas-rwa (Ethereum), 1.85% APY, $22.73M TVL, https://www.defi.garden/?pool=d2b2bdd9-6535-4acc-8e84-2b0838bd63bb&src=seo_token; midas-rwa (Monad), 1.85% APY, $4.53M TVL, https://www.defi.garden/?pool=24514f34-853f-4678-9faa-7cebf550aba7&src=seo_token; mezo-earn (Mezo), 2.99% APY, $63.16M TVL, https://www.defi.garden/?pool=0d03f7c5-938c-4038-8483-aa3cf58c088c&src=seo_token; chainflip-lending (Bitcoin), 0.32% APY, $2.26M TVL, https://www.defi.garden/?pool=9309afc7-0b43-42a2-b4fb-d33e14356b66&src=seo_token; chainflip-amm (Bitcoin), 3.63% APY, $5.46M TVL, https://www.defi.garden/?pool=55b7d4ba-fe9a-4a26-ac49-965b6344a490&src=seo_token; gmx-v2-perps (Avalanche), 5.16% APY, $1.12M TVL, https://www.defi.garden/?pool=3efafc73-6278-4d79-a4c9-7e7d3a163444&src=seo_token; gmtrade (Solana), 161.80% APY, $1.41M TVL, https://www.defi.garden/?pool=3e6c799e-d07e-45f5-9854-9f0c18fe7646&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | liquidium → | ICP | 0.02% | $1.15M |
| 2 | midas-rwa → | Ethereum | 1.85% | $22.73M |
| 3 | midas-rwa → | Monad | 1.85% | $4.53M |
| 4 | mezo-earn → | Mezo | 2.99% | $63.16M |
| 5 | chainflip-lending → | Bitcoin | 0.32% | $2.26M |
| 6 | chainflip-amm → | Bitcoin | 3.63% | $5.46M |
| 7 | gmx-v2-perps → | Avalanche | 5.16% | $1.12M |
| 8 | gmtrade → | Solana | 161.80% | $1.41M |
How this rate has behaved
BTC shows up in 8 pools here, with rates from 0.02% to 161.80% APY across 7 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 2.77% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 8 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
2 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| mezo-earn | 2.99% | 3.49% | 99.15% incentives |
| midas-rwa | 1.85% | 2.04% | Base rate |
| chainflip-amm | 3.63% | 5.01% | Base rate |
| midas-rwa | 1.85% | 2.04% | Base rate |
| chainflip-lending | 0.32% | 0.31% | Base rate |
| gmtrade | 161.80% | 209.38% | Base rate |
| liquidium | 0.02% | 0.00% | Base rate |
| gmx-v2-perps | 5.16% | 7.63% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest BTC yield today?
161.80% APY on gmtrade (Solana), based on live DefiLlama data.
How many BTC pools clear the TVL floor?
21 live pools clear this page's $100K TVL floor, $805.58M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which BTC pools have the most stable APY history?
Based on APY history only, BTC's lower-variability candidates are liquidium (ICP), 0.02% APY, $1.15M TVL, https://www.defi.garden/?pool=8df2c295-0906-4d91-9dad-45353f41b99f&src=seo_token; midas-rwa (Ethereum), 1.85% APY, $22.73M TVL, https://www.defi.garden/?pool=d2b2bdd9-6535-4acc-8e84-2b0838bd63bb&src=seo_token; midas-rwa (Monad), 1.85% APY, $4.53M TVL, https://www.defi.garden/?pool=24514f34-853f-4678-9faa-7cebf550aba7&src=seo_token; mezo-earn (Mezo), 2.99% APY, $63.16M TVL, https://www.defi.garden/?pool=0d03f7c5-938c-4038-8483-aa3cf58c088c&src=seo_token; chainflip-lending (Bitcoin), 0.32% APY, $2.26M TVL, https://www.defi.garden/?pool=9309afc7-0b43-42a2-b4fb-d33e14356b66&src=seo_token; chainflip-amm (Bitcoin), 3.63% APY, $5.46M TVL, https://www.defi.garden/?pool=55b7d4ba-fe9a-4a26-ac49-965b6344a490&src=seo_token; gmx-v2-perps (Avalanche), 5.16% APY, $1.12M TVL, https://www.defi.garden/?pool=3efafc73-6278-4d79-a4c9-7e7d3a163444&src=seo_token; gmtrade (Solana), 161.80% APY, $1.41M TVL, https://www.defi.garden/?pool=3e6c799e-d07e-45f5-9854-9f0c18fe7646&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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