CETES DeFi Yields
The highest honest CETES yield right now is 2.84% on kuru-clob (Monad), among 3 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
3 live pools above the $100K TVL floor · ranked by TVL
CETES's largest live pool is orca-dex on Solana at 0.01% ($149.4K TVL). 3 CETES pools across 2 chains clear this page's $100K TVL floor, $368.2K in total.
Your idle CETES could earn ~1.36% — park $17.7K and it could run a $20/mo Claude Pro subscription, forever.
See live CETES pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| orca-dex → | Solana | 0.01% | $149.4K |
| kuru-clob → | Monad | 2.84% | $111.8K |
| orca-dex → | Solana | 1.36% | $106.9K |
Rate stability from APY history
Based on APY history only, CETES's lower-variability candidates are orca-dex (Solana), 0.01% APY, $149.4K TVL, https://www.defi.garden/?pool=8ed99f2c-a7f3-4f6b-9f45-049596d362b2&src=seo_token; orca-dex (Solana), 1.36% APY, $106.9K TVL, https://www.defi.garden/?pool=409e62e4-f329-406e-bbb8-c48d9745aa87&src=seo_token; kuru-clob (Monad), 2.84% APY, $111.8K TVL, https://www.defi.garden/?pool=143f0c93-342a-4949-8253-167e57328e38&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | orca-dex → | Solana | 0.01% | $149.4K |
| 2 | orca-dex → | Solana | 1.36% | $106.9K |
| 3 | kuru-clob → | Monad | 2.84% | $111.8K |
How this rate has behaved
CETES shows up in 3 pools here, with rates from 0.01% to 2.84% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 0.31% — a useful check against today's number for whether the rate is steady or just having a good day.
All 3 pools pay a plain base rate right now — no incentive or reward APY mixed in.
3 of 3 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| orca-dex | 0.01% | 0.03% | Base rate |
| kuru-clob | 2.84% | 1.96% | Base rate |
| orca-dex | 1.36% | 0.31% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest CETES yield today?
2.84% APY on kuru-clob (Monad), based on live DefiLlama data.
How many CETES pools clear the TVL floor?
3 live pools clear this page's $100K TVL floor, $368.2K in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which CETES pools have the most stable APY history?
Based on APY history only, CETES's lower-variability candidates are orca-dex (Solana), 0.01% APY, $149.4K TVL, https://www.defi.garden/?pool=8ed99f2c-a7f3-4f6b-9f45-049596d362b2&src=seo_token; orca-dex (Solana), 1.36% APY, $106.9K TVL, https://www.defi.garden/?pool=409e62e4-f329-406e-bbb8-c48d9745aa87&src=seo_token; kuru-clob (Monad), 2.84% APY, $111.8K TVL, https://www.defi.garden/?pool=143f0c93-342a-4949-8253-167e57328e38&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your CETES yield — never your CETES itself. Join the waitlist and be first when it's ready.
Join the waitlist →Free to join • Card doesn't exist yet • We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.