BUIDL DeFi Yields
The highest honest BUIDL yield right now is 3.59% on blackrock-buidl (Ethereum), among 9 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
9 live pools above the $100K TVL floor · ranked by TVL
BUIDL's largest live pool is blackrock-buidl on Aptos at 3.25% ($967.04M TVL). 9 BUIDL pools across 7 chains clear this page's $100K TVL floor, $3.56B in total.
Your idle BUIDL could earn ~3.25% — park $7.4K and it could run a $20/mo Claude Pro subscription, forever.
See live BUIDL pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| blackrock-buidl → | Aptos | 3.25% | $967.04M |
| blackrock-buidl → | Solana | 3.56% | $887.01M |
| blackrock-buidl → | Ethereum | 3.59% | $751.47M |
| blackrock-buidl → | Avalanche | 3.56% | $564.07M |
| blackrock-buidl → | Ethereum | 3.25% | $211.88M |
| blackrock-buidl → | BSC | 3.25% | $136.22M |
| blackrock-buidl → | OP Mainnet | 3.25% | $26.4M |
| blackrock-buidl → | Arbitrum | 3.25% | $8.56M |
Rate stability from APY history
Based on APY history only, BUIDL's lower-variability candidates are blackrock-buidl (Aptos), 3.25% APY, $967.04M TVL, https://www.defi.garden/?pool=bd0f5a2a-5d74-40bd-a7db-bf1538b314a2&src=seo_token; blackrock-buidl (Arbitrum), 3.25% APY, $8.56M TVL, https://www.defi.garden/?pool=1f73ccbf-189e-4471-9e5c-46151b505d7d&src=seo_token; blackrock-buidl (Avalanche), 3.56% APY, $564.07M TVL, https://www.defi.garden/?pool=0906793c-ec02-4c77-9e0e-eee007269d2f&src=seo_token; blackrock-buidl (BSC), 3.25% APY, $136.22M TVL, https://www.defi.garden/?pool=55402b0b-af35-452b-b015-627b4233f0f1&src=seo_token; blackrock-buidl (Ethereum), 3.59% APY, $751.47M TVL, https://www.defi.garden/?pool=b663ca59-c7e6-4435-ae4a-28d339ce6a15&src=seo_token; blackrock-buidl (OP Mainnet), 3.25% APY, $26.4M TVL, https://www.defi.garden/?pool=a12d730b-9f47-47f9-95b6-c8689faf966c&src=seo_token; blackrock-buidl (Solana), 3.56% APY, $887.01M TVL, https://www.defi.garden/?pool=590d770e-ed5d-4c8d-ad96-5178c2072295&src=seo_token; blackrock-buidl (Ethereum), 3.25% APY, $211.88M TVL, https://www.defi.garden/?pool=b2b1d98f-cac1-4e7b-8cd8-d67b576fd259&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | blackrock-buidl → | Aptos | 3.25% | $967.04M |
| 2 | blackrock-buidl → | Arbitrum | 3.25% | $8.56M |
| 3 | blackrock-buidl → | Avalanche | 3.56% | $564.07M |
| 4 | blackrock-buidl → | BSC | 3.25% | $136.22M |
| 5 | blackrock-buidl → | Ethereum | 3.59% | $751.47M |
| 6 | blackrock-buidl → | OP Mainnet | 3.25% | $26.4M |
| 7 | blackrock-buidl → | Solana | 3.56% | $887.01M |
| 8 | blackrock-buidl → | Ethereum | 3.25% | $211.88M |
How this rate has behaved
BUIDL shows up in 8 pools here, with rates from 3.25% to 3.59% APY across 7 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 3.24% — a useful check against today's number for whether the rate is steady or just having a good day.
All 8 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| blackrock-buidl | 3.25% | 3.24% | Base rate |
| blackrock-buidl | 3.56% | 3.55% | Base rate |
| blackrock-buidl | 3.59% | 3.58% | Base rate |
| blackrock-buidl | 3.56% | 3.55% | Base rate |
| blackrock-buidl | 3.25% | 3.24% | Base rate |
| blackrock-buidl | 3.25% | 3.24% | Base rate |
| blackrock-buidl | 3.25% | 3.24% | Base rate |
| blackrock-buidl | 3.25% | 3.24% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest BUIDL yield today?
3.59% APY on blackrock-buidl (Ethereum), based on live DefiLlama data.
How many BUIDL pools clear the TVL floor?
9 live pools clear this page's $100K TVL floor, $3.56B in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which BUIDL pools have the most stable APY history?
Based on APY history only, BUIDL's lower-variability candidates are blackrock-buidl (Aptos), 3.25% APY, $967.04M TVL, https://www.defi.garden/?pool=bd0f5a2a-5d74-40bd-a7db-bf1538b314a2&src=seo_token; blackrock-buidl (Arbitrum), 3.25% APY, $8.56M TVL, https://www.defi.garden/?pool=1f73ccbf-189e-4471-9e5c-46151b505d7d&src=seo_token; blackrock-buidl (Avalanche), 3.56% APY, $564.07M TVL, https://www.defi.garden/?pool=0906793c-ec02-4c77-9e0e-eee007269d2f&src=seo_token; blackrock-buidl (BSC), 3.25% APY, $136.22M TVL, https://www.defi.garden/?pool=55402b0b-af35-452b-b015-627b4233f0f1&src=seo_token; blackrock-buidl (Ethereum), 3.59% APY, $751.47M TVL, https://www.defi.garden/?pool=b663ca59-c7e6-4435-ae4a-28d339ce6a15&src=seo_token; blackrock-buidl (OP Mainnet), 3.25% APY, $26.4M TVL, https://www.defi.garden/?pool=a12d730b-9f47-47f9-95b6-c8689faf966c&src=seo_token; blackrock-buidl (Solana), 3.56% APY, $887.01M TVL, https://www.defi.garden/?pool=590d770e-ed5d-4c8d-ad96-5178c2072295&src=seo_token; blackrock-buidl (Ethereum), 3.25% APY, $211.88M TVL, https://www.defi.garden/?pool=b2b1d98f-cac1-4e7b-8cd8-d67b576fd259&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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