BUIDL DeFi Yields
The highest honest BUIDL yield right now is 3.84% on blackrock-buidl (Ethereum), among 9 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
9 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
BUIDL's largest live pool is blackrock-buidl on Aptos at 3.49% ($967.76M TVL). 9 BUIDL pools across 8 chains clear this page's $100K TVL floor, $2.98B in total.
Your idle BUIDL could earn ~3.65% — park $6.6K and it could run a $20/mo Claude Pro subscription, forever.
See live BUIDL pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| blackrock-buidl 🔒 → | Aptos | 3.49% | $967.76M |
| blackrock-buidl 🔒 → | Solana | 3.80% | $885.61M |
| blackrock-buidl 🔒 → | Avalanche | 3.80% | $481.57M |
| blackrock-buidl 🔒 → | Ethereum | 3.84% | $256.24M |
| blackrock-buidl 🔒 → | Ethereum | 3.49% | $195.85M |
| blackrock-buidl 🔒 → | BSC | 3.49% | $146.86M |
| blackrock-buidl 🔒 → | OP Mainnet | 3.49% | $26.51M |
| blackrock-buidl 🔒 → | Polygon | 3.80% | $11.95M |
Rate stability from APY history
Based on APY history only, BUIDL's lower-variability candidates are blackrock-buidl (Aptos), 3.49% APY, $967.76M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-aptos; blackrock-buidl (BSC), 3.49% APY, $146.86M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-bsc; blackrock-buidl (OP Mainnet), 3.49% APY, $26.51M TVL, https://www.defi.garden/?pool=a12d730b-9f47-47f9-95b6-c8689faf966c#src=seo_token; blackrock-buidl (Ethereum), 3.49% APY, $195.85M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-ethereum-b2b1d9; blackrock-buidl (Avalanche), 3.80% APY, $481.57M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-avalanche; blackrock-buidl (Polygon), 3.80% APY, $11.95M TVL, https://www.defi.garden/?pool=0715f02b-1803-417f-98ec-4e6e950ff498#src=seo_token; blackrock-buidl (Solana), 3.80% APY, $885.61M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-solana; blackrock-buidl (Ethereum), 3.84% APY, $256.24M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-ethereum. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | blackrock-buidl → | Aptos | 3.49% | $967.76M |
| 2 | blackrock-buidl → | BSC | 3.49% | $146.86M |
| 3 | blackrock-buidl → | OP Mainnet | 3.49% | $26.51M |
| 4 | blackrock-buidl → | Ethereum | 3.49% | $195.85M |
| 5 | blackrock-buidl → | Avalanche | 3.80% | $481.57M |
| 6 | blackrock-buidl → | Polygon | 3.80% | $11.95M |
| 7 | blackrock-buidl → | Solana | 3.80% | $885.61M |
| 8 | blackrock-buidl → | Ethereum | 3.84% | $256.24M |
How this rate has behaved
BUIDL shows up in 8 pools here, with rates from 3.49% to 3.84% APY across 7 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 3.56% — a useful check against today's number for whether the rate is steady or just having a good day.
All 8 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| blackrock-buidl | 3.49% | 3.40% | Base rate |
| blackrock-buidl | 3.80% | 3.71% | Base rate |
| blackrock-buidl | 3.80% | 3.71% | Base rate |
| blackrock-buidl | 3.84% | 3.74% | Base rate |
| blackrock-buidl | 3.49% | 3.40% | Base rate |
| blackrock-buidl | 3.49% | 3.40% | Base rate |
| blackrock-buidl | 3.49% | 3.40% | Base rate |
| blackrock-buidl | 3.80% | 3.71% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest BUIDL yield today?
3.84% APY on blackrock-buidl (Ethereum), based on live DefiLlama data.
How many BUIDL pools clear the TVL floor?
9 live pools clear this page's $100K TVL floor, $2.98B in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which BUIDL pools have the most stable APY history?
Based on APY history only, BUIDL's lower-variability candidates are blackrock-buidl (Aptos), 3.49% APY, $967.76M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-aptos; blackrock-buidl (BSC), 3.49% APY, $146.86M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-bsc; blackrock-buidl (OP Mainnet), 3.49% APY, $26.51M TVL, https://www.defi.garden/?pool=a12d730b-9f47-47f9-95b6-c8689faf966c#src=seo_token; blackrock-buidl (Ethereum), 3.49% APY, $195.85M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-ethereum-b2b1d9; blackrock-buidl (Avalanche), 3.80% APY, $481.57M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-avalanche; blackrock-buidl (Polygon), 3.80% APY, $11.95M TVL, https://www.defi.garden/?pool=0715f02b-1803-417f-98ec-4e6e950ff498#src=seo_token; blackrock-buidl (Solana), 3.80% APY, $885.61M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-solana; blackrock-buidl (Ethereum), 3.84% APY, $256.24M TVL, https://www.defi.garden/pools/blackrock-buidl-buidl-ethereum. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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