CHAT DeFi Yields
The highest honest CHAT yield right now is 0.89% on raydium-amm (Solana), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor · ranked by TVL
CHAT's largest live pool is raydium-amm on Solana at 0.89% ($123.2K TVL). 2 CHAT pools across 2 chains clear this page's $100K TVL floor, $238.8K in total.
Your idle CHAT could earn ~0.72% — park $33.6K and it could run a $20/mo Claude Pro subscription, forever.
See live CHAT pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| raydium-amm → | Solana | 0.89% | $123.2K |
| icpswap → | ICP | 0.54% | $115.6K |
Rate stability from APY history
Based on APY history only, CHAT's lower-variability candidates are icpswap (ICP), 0.54% APY, $115.6K TVL, https://www.defi.garden/?pool=5297d348-9ead-4a5e-8d45-f4a353bae38a&src=seo_token; raydium-amm (Solana), 0.89% APY, $123.2K TVL, https://www.defi.garden/?pool=1fd827a6-e3dd-4bc1-9183-987ad462fdd3&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | icpswap → | ICP | 0.54% | $115.6K |
| 2 | raydium-amm → | Solana | 0.89% | $123.2K |
How this rate has behaved
CHAT shows up in 2 pools here, with rates from 0.54% to 0.89% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 4.78% — a useful check against today's number for whether the rate is steady or just having a good day.
All 2 pools pay a plain base rate right now — no incentive or reward APY mixed in.
2 of 2 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| raydium-amm | 0.89% | 5.12% | Base rate |
| icpswap | 0.54% | 4.43% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest CHAT yield today?
0.89% APY on raydium-amm (Solana), based on live DefiLlama data.
How many CHAT pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $238.8K in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which CHAT pools have the most stable APY history?
Based on APY history only, CHAT's lower-variability candidates are icpswap (ICP), 0.54% APY, $115.6K TVL, https://www.defi.garden/?pool=5297d348-9ead-4a5e-8d45-f4a353bae38a&src=seo_token; raydium-amm (Solana), 0.89% APY, $123.2K TVL, https://www.defi.garden/?pool=1fd827a6-e3dd-4bc1-9183-987ad462fdd3&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your CHAT yield — never your CHAT itself. Join the waitlist and be first when it's ready.
Join the waitlist →Free to join • Card doesn't exist yet • We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.