HBAR DeFi Yields
The highest honest HBAR yield right now is 9.95% on saucerswap-v1 (Hedera), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
HBAR's largest live pool is saucerswap-v1 on Hedera at 7.37% ($767.4K TVL). 5 HBAR pools across 1 chain clear this page's $100K TVL floor, $1.95M in total.
Your idle HBAR could earn ~7.94% — park $3K and it could run a $20/mo Claude Pro subscription, forever.
See live HBAR pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| saucerswap-v1 → | Hedera | 7.37% | $767.4K |
| saucerswap-v1 → | Hedera | 8.50% | $501.7K |
| saucerswap-v1 → | Hedera | 1.58% | $262.5K |
| saucerswap-v1 → | Hedera | 9.95% | $119.9K |
Rate stability from APY history
Based on APY history only, HBAR's lower-variability candidates are saucerswap-v1 (Hedera), 1.58% APY, $262.5K TVL, https://www.defi.garden/?pool=a95e97ec-4ed8-4ebc-8dae-2f776d83cdfa#src=seo_token; saucerswap-v1 (Hedera), 7.37% APY, $767.4K TVL, https://www.defi.garden/?pool=d88fe316-2ed0-4dd1-b205-739be5aa5814#src=seo_token; saucerswap-v1 (Hedera), 9.95% APY, $119.9K TVL, https://www.defi.garden/?pool=25280848-1b55-488e-b9af-925c8330e8de#src=seo_token; saucerswap-v1 (Hedera), 8.50% APY, $501.7K TVL, https://www.defi.garden/?pool=fd41363a-f064-4e74-b710-ee2b3658c32b#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | saucerswap-v1 → | Hedera | 1.58% | $262.5K |
| 2 | saucerswap-v1 → | Hedera | 7.37% | $767.4K |
| 3 | saucerswap-v1 → | Hedera | 9.95% | $119.9K |
| 4 | saucerswap-v1 → | Hedera | 8.50% | $501.7K |
How this rate has behaved
HBAR shows up in 4 pools here, with rates from 1.58% to 9.95% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
4 of these 4 pools have a trustworthy 30-day average on file, with a median of 10.07% — a useful check against today's number for whether the rate is steady or just having a good day.
4 of 4 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
4 of 4 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| saucerswap-v1 | 7.37% | 7.16% | 75.43% incentives |
| saucerswap-v1 | 8.50% | 13.20% | 32.54% incentives |
| saucerswap-v1 | 1.58% | 1.83% | 50.18% incentives |
| saucerswap-v1 | 9.95% | 12.99% | 48.49% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest HBAR yield today?
9.95% APY on saucerswap-v1 (Hedera), based on live DefiLlama data.
How many HBAR pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $1.95M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which HBAR pools have the most stable APY history?
Based on APY history only, HBAR's lower-variability candidates are saucerswap-v1 (Hedera), 1.58% APY, $262.5K TVL, https://www.defi.garden/?pool=a95e97ec-4ed8-4ebc-8dae-2f776d83cdfa#src=seo_token; saucerswap-v1 (Hedera), 7.37% APY, $767.4K TVL, https://www.defi.garden/?pool=d88fe316-2ed0-4dd1-b205-739be5aa5814#src=seo_token; saucerswap-v1 (Hedera), 9.95% APY, $119.9K TVL, https://www.defi.garden/?pool=25280848-1b55-488e-b9af-925c8330e8de#src=seo_token; saucerswap-v1 (Hedera), 8.50% APY, $501.7K TVL, https://www.defi.garden/?pool=fd41363a-f064-4e74-b710-ee2b3658c32b#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
HBAR Yield Card • Powered by Laso
Spend your HBAR yield anywhere Visa is accepted worldwide. Your principal stays 100% self-custodial on Base.
Get HBAR Card on Laso.finance →Sponsored partner referral • Zero issuance fee • Worldwide Visa Debit
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.