HBAR DeFi Yields
The highest honest HBAR yield right now is 18.59% on saucerswap-v1 (Hedera), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
HBAR's largest live pool is saucerswap-v1 on Hedera at 6.77% ($1.08M TVL). 5 HBAR pools across 1 chain clear this page's $100K TVL floor, $2.22M in total.
Your idle HBAR could earn ~7.65% — park $3.1K and it could run a $20/mo Claude Pro subscription, forever.
See live HBAR pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| saucerswap-v1 → | Hedera | 6.77% | $1.08M |
| saucerswap-v1 → | Hedera | 8.53% | $481.5K |
| saucerswap-v1 → | Hedera | 1.79% | $270K |
| saucerswap-v1 → | Hedera | 18.59% | $127K |
Rate stability from APY history
Based on APY history only, HBAR's lower-variability candidates are saucerswap-v1 (Hedera), 1.79% APY, $270K TVL, https://www.defi.garden/?pool=a95e97ec-4ed8-4ebc-8dae-2f776d83cdfa&src=seo_token; saucerswap-v1 (Hedera), 6.77% APY, $1.08M TVL, https://www.defi.garden/?pool=d88fe316-2ed0-4dd1-b205-739be5aa5814&src=seo_token; saucerswap-v1 (Hedera), 18.59% APY, $127K TVL, https://www.defi.garden/?pool=25280848-1b55-488e-b9af-925c8330e8de&src=seo_token; saucerswap-v1 (Hedera), 8.53% APY, $481.5K TVL, https://www.defi.garden/?pool=fd41363a-f064-4e74-b710-ee2b3658c32b&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | saucerswap-v1 → | Hedera | 1.79% | $270K |
| 2 | saucerswap-v1 → | Hedera | 6.77% | $1.08M |
| 3 | saucerswap-v1 → | Hedera | 18.59% | $127K |
| 4 | saucerswap-v1 → | Hedera | 8.53% | $481.5K |
How this rate has behaved
HBAR shows up in 4 pools here, with rates from 1.79% to 18.59% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
4 of these 4 pools have a trustworthy 30-day average on file, with a median of 7.40% — a useful check against today's number for whether the rate is steady or just having a good day.
4 of 4 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
4 of 4 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| saucerswap-v1 | 6.77% | 6.61% | 88.69% incentives |
| saucerswap-v1 | 8.53% | 8.19% | 51.16% incentives |
| saucerswap-v1 | 1.79% | 1.44% | 66.53% incentives |
| saucerswap-v1 | 18.59% | 13.01% | 36.99% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest HBAR yield today?
18.59% APY on saucerswap-v1 (Hedera), based on live DefiLlama data.
How many HBAR pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $2.22M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which HBAR pools have the most stable APY history?
Based on APY history only, HBAR's lower-variability candidates are saucerswap-v1 (Hedera), 1.79% APY, $270K TVL, https://www.defi.garden/?pool=a95e97ec-4ed8-4ebc-8dae-2f776d83cdfa&src=seo_token; saucerswap-v1 (Hedera), 6.77% APY, $1.08M TVL, https://www.defi.garden/?pool=d88fe316-2ed0-4dd1-b205-739be5aa5814&src=seo_token; saucerswap-v1 (Hedera), 18.59% APY, $127K TVL, https://www.defi.garden/?pool=25280848-1b55-488e-b9af-925c8330e8de&src=seo_token; saucerswap-v1 (Hedera), 8.53% APY, $481.5K TVL, https://www.defi.garden/?pool=fd41363a-f064-4e74-b710-ee2b3658c32b&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your HBAR yield — never your HBAR itself. Join the waitlist and be first when it's ready.
Join the waitlist →Free to join • Card doesn't exist yet • We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.