IQ DeFi Yields
The highest honest IQ yield right now is 0.02% on frax (Ethereum), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
IQ's largest live pool is frax on Ethereum at 1.39% ($1.89M TVL). 5 IQ pools across 2 chains clear this page's $100K TVL floor, $2.9M in total.
Your idle IQ could earn ~0.77% — park $31K and it could run a $20/mo Claude Pro subscription, forever.
See live IQ pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| frax → | Ethereum | 1.39% | $1.89M |
| curve-dex → | Fraxtal | 0.16% | $497.1K |
| frax → | Ethereum | 0.02% | $124.3K |
| sushiswap → | Ethereum | 1.76% | $122.4K |
Rate stability from APY history
Based on APY history only, IQ's lower-variability candidates are frax (Ethereum), 0.02% APY, $124.3K TVL, https://www.defi.garden/?pool=0d2ff0ab-c0b1-41d4-9770-67330fcadf38#src=seo_token; frax (Ethereum), 1.39% APY, $1.89M TVL, https://www.defi.garden/?pool=0635869c-31a6-47da-95e5-c75af405c84a#src=seo_token; sushiswap (Ethereum), 1.76% APY, $122.4K TVL, https://www.defi.garden/?pool=0381328c-1077-42dc-8b0c-2f0ad01bf6e2#src=seo_token; curve-dex (Fraxtal), 0.16% APY, $497.1K TVL, https://www.defi.garden/?pool=a68b676f-e3f2-4962-b034-635f1e180eb7#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | frax → | Ethereum | 0.02% | $124.3K |
| 2 | frax → | Ethereum | 1.39% | $1.89M |
| 3 | sushiswap → | Ethereum | 1.76% | $122.4K |
| 4 | curve-dex → | Fraxtal | 0.16% | $497.1K |
How this rate has behaved
IQ shows up in 4 pools here, with rates from 0.02% to 1.76% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
4 of these 4 pools have a trustworthy 30-day average on file, with a median of 4.61% — a useful check against today's number for whether the rate is steady or just having a good day.
All 4 pools pay a plain base rate right now — no incentive or reward APY mixed in.
4 of 4 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| frax | 1.39% | 2.99% | Base rate |
| curve-dex | 0.16% | 164.75% | Base rate |
| frax | 0.02% | 0.07% | Base rate |
| sushiswap | 1.76% | 6.23% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest IQ yield today?
0.02% APY on frax (Ethereum), based on live DefiLlama data.
How many IQ pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $2.9M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which IQ pools have the most stable APY history?
Based on APY history only, IQ's lower-variability candidates are frax (Ethereum), 0.02% APY, $124.3K TVL, https://www.defi.garden/?pool=0d2ff0ab-c0b1-41d4-9770-67330fcadf38#src=seo_token; frax (Ethereum), 1.39% APY, $1.89M TVL, https://www.defi.garden/?pool=0635869c-31a6-47da-95e5-c75af405c84a#src=seo_token; sushiswap (Ethereum), 1.76% APY, $122.4K TVL, https://www.defi.garden/?pool=0381328c-1077-42dc-8b0c-2f0ad01bf6e2#src=seo_token; curve-dex (Fraxtal), 0.16% APY, $497.1K TVL, https://www.defi.garden/?pool=a68b676f-e3f2-4962-b034-635f1e180eb7#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
IQ Yield Card • Powered by Laso
Spend your IQ yield anywhere Visa is accepted worldwide. Your principal stays 100% self-custodial on Base.
Get IQ Card on Laso.finance →Sponsored partner referral • Zero issuance fee • Worldwide Visa Debit
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.