IUSD DeFi Yields
The highest honest IUSD yield right now is 14.38% on minswap-dex (Cardano), among 3 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
3 live pools above the $100K TVL floor · ranked by TVL
IUSD's largest live pool is echelon-market on Echelon Initia at 2.65% ($1.02M TVL). 3 IUSD pools across 2 chains clear this page's $100K TVL floor, $4.21M in total.
Your idle IUSD could earn ~8.52% — park $2.8K and it could run a $20/mo Claude Pro subscription, forever.
See live IUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| echelon-market → | Echelon Initia | 2.65% | $1.02M |
| minswap-dex → | Cardano | 14.38% | $175.8K |
Rate stability from APY history
Based on APY history only, IUSD's lower-variability candidates are echelon-market (Echelon Initia), 2.65% APY, $1.02M TVL, https://www.defi.garden/?pool=efd30884-7381-4f3b-930a-39f617d0bb03&src=seo_token; minswap-dex (Cardano), 14.38% APY, $175.8K TVL, https://www.defi.garden/?pool=af811c95-f061-4695-a4d4-2fecdea7b043&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | echelon-market → | Echelon Initia | 2.65% | $1.02M |
| 2 | minswap-dex → | Cardano | 14.38% | $175.8K |
How this rate has behaved
IUSD shows up in 2 pools here, with rates from 2.65% to 14.38% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 8.47% — a useful check against today's number for whether the rate is steady or just having a good day.
2 of 2 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 2 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| echelon-market | 2.65% | 2.74% | 24.60% incentives |
| minswap-dex | 14.38% | 14.19% | 21.97% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest IUSD yield today?
14.38% APY on minswap-dex (Cardano), based on live DefiLlama data.
How many IUSD pools clear the TVL floor?
3 live pools clear this page's $100K TVL floor, $4.21M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which IUSD pools have the most stable APY history?
Based on APY history only, IUSD's lower-variability candidates are echelon-market (Echelon Initia), 2.65% APY, $1.02M TVL, https://www.defi.garden/?pool=efd30884-7381-4f3b-930a-39f617d0bb03&src=seo_token; minswap-dex (Cardano), 14.38% APY, $175.8K TVL, https://www.defi.garden/?pool=af811c95-f061-4695-a4d4-2fecdea7b043&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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