LUSD DeFi Yields
The highest honest LUSD yield right now is 0.99% on aave-v3 (Arbitrum), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
LUSD's largest live pool is curve-dex on Ethereum at 0.01% ($11.92M TVL). 5 LUSD pools across 2 chains clear this page's $100K TVL floor, $14.54M in total.
Your idle LUSD could earn ~0.34% — park $71.2K and it could run a $20/mo Claude Pro subscription, forever.
See live LUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| curve-dex → | Ethereum | 0.01% | $11.92M |
| aave-v3 → | Ethereum | 0.54% | $1.29M |
| curve-dex → | Ethereum | 0.13% | $812.7K |
| aave-v3 → | Arbitrum | 0.99% | $119.2K |
Rate stability from APY history
Based on APY history only, LUSD's lower-variability candidates are curve-dex (Ethereum), 0.01% APY, $11.92M TVL, https://www.defi.garden/?pool=836e7def-cb99-46f6-8e22-1056a81e4040&src=seo_token; curve-dex (Ethereum), 0.13% APY, $812.7K TVL, https://www.defi.garden/?pool=80011215-3cbe-4d82-b6c6-5b7a69f729ce&src=seo_token; aave-v3 (Ethereum), 0.54% APY, $1.29M TVL, https://www.defi.garden/?pool=ef8fbf02-ac96-4453-a78c-37bda4cd65e3&src=seo_token; aave-v3 (Arbitrum), 0.99% APY, $119.2K TVL, https://www.defi.garden/?pool=b6d41555-60e5-485f-9629-ae292c563a5d&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | curve-dex → | Ethereum | 0.01% | $11.92M |
| 2 | curve-dex → | Ethereum | 0.13% | $812.7K |
| 3 | aave-v3 → | Ethereum | 0.54% | $1.29M |
| 4 | aave-v3 → | Arbitrum | 0.99% | $119.2K |
How this rate has behaved
LUSD shows up in 4 pools here, with rates from 0.01% to 0.99% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
4 of these 4 pools have a trustworthy 30-day average on file, with a median of 0.32% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 4 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 4 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| curve-dex | 0.01% | 0.07% | 4.67% incentives |
| aave-v3 | 0.54% | 0.55% | Base rate |
| curve-dex | 0.13% | 0.09% | Base rate |
| aave-v3 | 0.99% | 1.00% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest LUSD yield today?
0.99% APY on aave-v3 (Arbitrum), based on live DefiLlama data.
How many LUSD pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $14.54M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which LUSD pools have the most stable APY history?
Based on APY history only, LUSD's lower-variability candidates are curve-dex (Ethereum), 0.01% APY, $11.92M TVL, https://www.defi.garden/?pool=836e7def-cb99-46f6-8e22-1056a81e4040&src=seo_token; curve-dex (Ethereum), 0.13% APY, $812.7K TVL, https://www.defi.garden/?pool=80011215-3cbe-4d82-b6c6-5b7a69f729ce&src=seo_token; aave-v3 (Ethereum), 0.54% APY, $1.29M TVL, https://www.defi.garden/?pool=ef8fbf02-ac96-4453-a78c-37bda4cd65e3&src=seo_token; aave-v3 (Arbitrum), 0.99% APY, $119.2K TVL, https://www.defi.garden/?pool=b6d41555-60e5-485f-9629-ae292c563a5d&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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