LUSD DeFi Yields
The highest honest LUSD yield right now is 0.96% on aave-v3 (Arbitrum), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
LUSD's largest live pool is curve-dex on Ethereum at 0.03% ($12.93M TVL). 5 LUSD pools across 2 chains clear this page's $100K TVL floor, $15.33M in total.
Your idle LUSD could earn ~0.56% — park $43K and it could run a $20/mo Claude Pro subscription, forever.
See live LUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| curve-dex → | Ethereum | 0.03% | $12.93M |
| aave-v3 → | Ethereum | 0.56% | $1.26M |
| aave-v3 → | Arbitrum | 0.96% | $119.1K |
Rate stability from APY history
Based on APY history only, LUSD's lower-variability candidates are curve-dex (Ethereum), 0.03% APY, $12.93M TVL, https://www.defi.garden/?pool=836e7def-cb99-46f6-8e22-1056a81e4040#src=seo_token; aave-v3 (Ethereum), 0.56% APY, $1.26M TVL, https://www.defi.garden/?pool=ef8fbf02-ac96-4453-a78c-37bda4cd65e3#src=seo_token; aave-v3 (Arbitrum), 0.96% APY, $119.1K TVL, https://www.defi.garden/?pool=b6d41555-60e5-485f-9629-ae292c563a5d#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | curve-dex → | Ethereum | 0.03% | $12.93M |
| 2 | aave-v3 → | Ethereum | 0.56% | $1.26M |
| 3 | aave-v3 → | Arbitrum | 0.96% | $119.1K |
How this rate has behaved
LUSD shows up in 3 pools here, with rates from 0.03% to 0.96% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 0.55% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 3 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 3 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| curve-dex | 0.03% | 0.08% | 0.10% incentives |
| aave-v3 | 0.56% | 0.55% | Base rate |
| aave-v3 | 0.96% | 0.98% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest LUSD yield today?
0.96% APY on aave-v3 (Arbitrum), based on live DefiLlama data.
How many LUSD pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $15.33M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which LUSD pools have the most stable APY history?
Based on APY history only, LUSD's lower-variability candidates are curve-dex (Ethereum), 0.03% APY, $12.93M TVL, https://www.defi.garden/?pool=836e7def-cb99-46f6-8e22-1056a81e4040#src=seo_token; aave-v3 (Ethereum), 0.56% APY, $1.26M TVL, https://www.defi.garden/?pool=ef8fbf02-ac96-4453-a78c-37bda4cd65e3#src=seo_token; aave-v3 (Arbitrum), 0.96% APY, $119.1K TVL, https://www.defi.garden/?pool=b6d41555-60e5-485f-9629-ae292c563a5d#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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