NICP DeFi Yields
The highest honest NICP yield right now is 7.94% on waterneuron (ICP), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor ยท ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
NICP's largest live pool is waterneuron on ICP at 7.94% ($6.94M TVL). 2 NICP pools across 1 chain clear this page's $100K TVL floor, $7.08M in total.
Your idle NICP could earn ~4.28% โ park $5.6K and it could run a $20/mo Claude Pro subscription, forever.
See live NICP pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| waterneuron โ | ICP | 7.94% | $6.94M |
| icpswap โ | ICP | 0.62% | $135.1K |
Rate stability from APY history
Based on APY history only, NICP's lower-variability candidates are waterneuron (ICP), 7.94% APY, $6.94M TVL, https://www.defi.garden/?pool=4450335c-bad3-4293-947b-64896b893a5b#src=seo_token; icpswap (ICP), 0.62% APY, $135.1K TVL, https://www.defi.garden/?pool=48e0cceb-d027-485f-9622-2ee278dc0a56#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | waterneuron → | ICP | 7.94% | $6.94M |
| 2 | icpswap → | ICP | 0.62% | $135.1K |
How this rate has behaved
NICP shows up in 2 pools here, with rates from 0.62% to 7.94% APY across 1 chains โ the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 4.42% โ a useful check against today's number for whether the rate is steady or just having a good day.
All 2 pools pay a plain base rate right now โ no incentive or reward APY mixed in.
1 of 2 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| waterneuron | 7.94% | 7.91% | Base rate |
| icpswap | 0.62% | 0.92% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest NICP yield today?
7.94% APY on waterneuron (ICP), based on live DefiLlama data.
How many NICP pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $7.08M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which NICP pools have the most stable APY history?
Based on APY history only, NICP's lower-variability candidates are waterneuron (ICP), 7.94% APY, $6.94M TVL, https://www.defi.garden/?pool=4450335c-bad3-4293-947b-64896b893a5b#src=seo_token; icpswap (ICP), 0.62% APY, $135.1K TVL, https://www.defi.garden/?pool=48e0cceb-d027-485f-9622-2ee278dc0a56#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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