PAPY DeFi Yields
The highest honest PAPY yield right now is 8.20% on morpho-blue (Ethereum), among 1 pool above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
1 live pool above the $100K TVL floor ยท ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
PAPY's largest live pool is morpho-blue on Ethereum at 8.20% ($18.58M TVL). 1 PAPY pool across 1 chain clear this page's $100K TVL floor, $18.58M in total.
Your idle PAPY could earn ~8.20% โ park $2.9K and it could run a $20/mo Claude Pro subscription, forever.
See live PAPY pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| morpho-blue โ | Ethereum | 8.20% | $18.58M |
Rate stability from APY history
There is not enough qualifying APY history to rank PAPY pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Frequently asked questions
What's the highest PAPY yield today?
8.20% APY on morpho-blue (Ethereum), based on live DefiLlama data.
How many PAPY pools clear the TVL floor?
1 live pool clear this page's $100K TVL floor, $18.58M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which PAPY pools have the most stable APY history?
There is not enough qualifying APY history to rank PAPY pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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