PHI DeFi Yields

The highest honest PHI yield right now is 0.20% on raydium-amm (Solana), among 1 pool above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.

1 live pool above the $100K TVL floor ยท ranked by TVL

PHI's largest live pool is raydium-amm on Solana at 0.20% ($642.4K TVL). 1 PHI pool across 1 chain clear this page's $100K TVL floor, $642.4K in total.

Your idle PHI could earn ~0.20% โ€” park $120K and it could run a $20/mo Claude Pro subscription, forever.

See live PHI pools โ†’
ProtocolChainAPYTVL
raydium-amm → Solana 0.20% $642.4K

Rate stability from APY history

There is not enough qualifying APY history to rank PHI pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

Frequently asked questions

What's the highest PHI yield today?

0.20% APY on raydium-amm (Solana), based on live DefiLlama data.

How many PHI pools clear the TVL floor?

1 live pool clear this page's $100K TVL floor, $642.4K in total.

Are these rates safe?

Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ€” that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.

Which PHI pools have the most stable APY history?

There is not enough qualifying APY history to rank PHI pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

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A card that spends your PHI yield โ€” never your PHI itself. Join the waitlist and be first when it's ready.

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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ€” that's this page's listing bar, not a safety guarantee. Education only, not financial advice.

Last updated September 2, 2026

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