PMUSD DeFi Yields
The highest honest PMUSD yield right now is 41.02% on stake-dao (Ethereum), among 11 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
11 live pools above the $100K TVL floor · ranked by TVL
PMUSD's largest live pool is curve-dex on Ethereum at 21.50% ($2.88M TVL). 11 PMUSD pools across 1 chain clear this page's $100K TVL floor, $15.42M in total.
Your idle PMUSD could earn ~20.96% — park $1.1K and it could run a $20/mo Claude Pro subscription, forever.
See live PMUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| curve-dex → | Ethereum | 21.50% | $2.88M |
| curve-dex → | Ethereum | 11.78% | $2.11M |
| curve-dex → | Ethereum | 10.93% | $2.09M |
| convex-finance → | Ethereum | 39.97% | $1.91M |
| convex-finance → | Ethereum | 20.02% | $1.42M |
| convex-finance → | Ethereum | 20.42% | $1.41M |
| stake-dao → | Ethereum | 41.02% | $1.26M |
| stake-dao → | Ethereum | 22.45% | $1.06M |
Rate stability from APY history
Based on APY history only, PMUSD's lower-variability candidates are convex-finance (Ethereum), 20.42% APY, $1.41M TVL, https://www.defi.garden/?pool=02ad75ab-b463-465f-a942-1c858ab4fd17&src=seo_token; convex-finance (Ethereum), 20.02% APY, $1.42M TVL, https://www.defi.garden/?pool=b395019b-ecc9-430d-be47-617f13fa3975&src=seo_token; curve-dex (Ethereum), 11.78% APY, $2.11M TVL, https://www.defi.garden/?pool=37fb91f9-866e-4fb1-9339-1311c04a8a00&src=seo_token; curve-dex (Ethereum), 10.93% APY, $2.09M TVL, https://www.defi.garden/?pool=227d976d-035c-4be3-83a9-70a6135f9c18&src=seo_token; stake-dao (Ethereum), 22.45% APY, $1.06M TVL, https://www.defi.garden/?pool=dd3d15c2-7665-418e-9eeb-bc855e32e4a1&src=seo_token; convex-finance (Ethereum), 39.97% APY, $1.91M TVL, https://www.defi.garden/?pool=fe043c50-fcc5-4ffc-9dae-f6bfee61cf40&src=seo_token; stake-dao (Ethereum), 41.02% APY, $1.26M TVL, https://www.defi.garden/?pool=37d3884b-49dc-49ff-9ce8-2435c1401cb0&src=seo_token; curve-dex (Ethereum), 21.50% APY, $2.88M TVL, https://www.defi.garden/?pool=ce8d4fdf-748d-46b7-833a-224cb15386d5&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | convex-finance → | Ethereum | 20.42% | $1.41M |
| 2 | convex-finance → | Ethereum | 20.02% | $1.42M |
| 3 | curve-dex → | Ethereum | 11.78% | $2.11M |
| 4 | curve-dex → | Ethereum | 10.93% | $2.09M |
| 5 | stake-dao → | Ethereum | 22.45% | $1.06M |
| 6 | convex-finance → | Ethereum | 39.97% | $1.91M |
| 7 | stake-dao → | Ethereum | 41.02% | $1.26M |
| 8 | curve-dex → | Ethereum | 21.50% | $2.88M |
How this rate has behaved
PMUSD shows up in 8 pools here, with rates from 10.93% to 41.02% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 19.61% — a useful check against today's number for whether the rate is steady or just having a good day.
8 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
3 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| curve-dex | 21.50% | 19.24% | 99.53% incentives |
| curve-dex | 11.78% | 10.10% | 99.49% incentives |
| curve-dex | 10.93% | 9.75% | 99.45% incentives |
| convex-finance | 39.97% | 36.33% | 99.75% incentives |
| convex-finance | 20.02% | 21.04% | 99.70% incentives |
| convex-finance | 20.42% | 19.98% | 99.71% incentives |
| stake-dao | 41.02% | 31.62% | 98.66% incentives |
| stake-dao | 22.45% | 17.00% | 99.82% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest PMUSD yield today?
41.02% APY on stake-dao (Ethereum), based on live DefiLlama data.
How many PMUSD pools clear the TVL floor?
11 live pools clear this page's $100K TVL floor, $15.42M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which PMUSD pools have the most stable APY history?
Based on APY history only, PMUSD's lower-variability candidates are convex-finance (Ethereum), 20.42% APY, $1.41M TVL, https://www.defi.garden/?pool=02ad75ab-b463-465f-a942-1c858ab4fd17&src=seo_token; convex-finance (Ethereum), 20.02% APY, $1.42M TVL, https://www.defi.garden/?pool=b395019b-ecc9-430d-be47-617f13fa3975&src=seo_token; curve-dex (Ethereum), 11.78% APY, $2.11M TVL, https://www.defi.garden/?pool=37fb91f9-866e-4fb1-9339-1311c04a8a00&src=seo_token; curve-dex (Ethereum), 10.93% APY, $2.09M TVL, https://www.defi.garden/?pool=227d976d-035c-4be3-83a9-70a6135f9c18&src=seo_token; stake-dao (Ethereum), 22.45% APY, $1.06M TVL, https://www.defi.garden/?pool=dd3d15c2-7665-418e-9eeb-bc855e32e4a1&src=seo_token; convex-finance (Ethereum), 39.97% APY, $1.91M TVL, https://www.defi.garden/?pool=fe043c50-fcc5-4ffc-9dae-f6bfee61cf40&src=seo_token; stake-dao (Ethereum), 41.02% APY, $1.26M TVL, https://www.defi.garden/?pool=37d3884b-49dc-49ff-9ce8-2435c1401cb0&src=seo_token; curve-dex (Ethereum), 21.50% APY, $2.88M TVL, https://www.defi.garden/?pool=ce8d4fdf-748d-46b7-833a-224cb15386d5&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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