PYUSD DeFi Yields
The highest honest PYUSD yield right now is 6.29% on sentora (Solana), among 26 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
26 live pools above the $100K TVL floor · ranked by TVL
PYUSD's largest live pool is sentora on Solana at 6.29% ($110.33M TVL). 26 PYUSD pools across 2 chains clear this page's $100K TVL floor, $431.76M in total.
Your idle PYUSD could earn ~2.22% — park $10.8K and it could run a $20/mo Claude Pro subscription, forever.
See live PYUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| sentora → | Solana | 6.29% | $110.33M |
| uniswap-v4 → | Ethereum | 0.10% | $100.12M |
| sparklend → | Ethereum | 0.50% | $85.16M |
| curve-dex → | Ethereum | 5.13% | $39.79M |
| kamino-lend → | Solana | 5.54% | $14.32M |
| orca-dex → | Solana | 0.14% | $9.9M |
| euler-v2 → | Ethereum | 3.93% | $6.02M |
| convex-finance → | Ethereum | 0.08% | $5.7M |
Rate stability from APY history
Based on APY history only, PYUSD's lower-variability candidates are uniswap-v4 (Ethereum), 0.10% APY, $100.12M TVL, https://www.defi.garden/?pool=0899ff3d-adc8-4dae-a516-a94998db3332&src=seo_token; orca-dex (Solana), 0.14% APY, $9.9M TVL, https://www.defi.garden/?pool=2896d802-ab4c-4b5b-96e9-9dd1c01a7255&src=seo_token; sparklend (Ethereum), 0.50% APY, $85.16M TVL, https://www.defi.garden/?pool=995b269a-8409-4c55-b97e-868f443b432e&src=seo_token; kamino-lend (Solana), 5.54% APY, $14.32M TVL, https://www.defi.garden/?pool=44f4d357-a29d-4990-a64a-a8452be2d884&src=seo_token; euler-v2 (Ethereum), 3.93% APY, $6.02M TVL, https://www.defi.garden/?pool=fa55aa2b-e244-4ce4-ab00-9e96b39df32b&src=seo_token; convex-finance (Ethereum), 0.08% APY, $5.7M TVL, https://www.defi.garden/?pool=01146cce-9140-4e03-9a2e-82c99ccc42f1&src=seo_token; curve-dex (Ethereum), 5.13% APY, $39.79M TVL, https://www.defi.garden/?pool=14681aee-05c9-4733-acd0-7b2c84616209&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | uniswap-v4 → | Ethereum | 0.10% | $100.12M |
| 2 | orca-dex → | Solana | 0.14% | $9.9M |
| 3 | sparklend → | Ethereum | 0.50% | $85.16M |
| 4 | kamino-lend → | Solana | 5.54% | $14.32M |
| 5 | euler-v2 → | Ethereum | 3.93% | $6.02M |
| 6 | convex-finance → | Ethereum | 0.08% | $5.7M |
| 7 | curve-dex → | Ethereum | 5.13% | $39.79M |
How this rate has behaved
PYUSD shows up in 8 pools here, with rates from 0.08% to 6.29% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 1.97% — a useful check against today's number for whether the rate is steady or just having a good day.
4 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 8 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| sentora | 6.29% | 6.61% | 48.84% incentives |
| uniswap-v4 | 0.10% | 0.10% | Base rate |
| sparklend | 0.50% | 0.50% | Base rate |
| curve-dex | 5.13% | 5.31% | 98.44% incentives |
| kamino-lend | 5.54% | 3.22% | Base rate |
| orca-dex | 0.14% | 0.73% | Base rate |
| euler-v2 | 3.93% | 4.80% | 59.92% incentives |
| convex-finance | 0.08% | 0.29% | 0.29% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest PYUSD yield today?
6.29% APY on sentora (Solana), based on live DefiLlama data.
How many PYUSD pools clear the TVL floor?
26 live pools clear this page's $100K TVL floor, $431.76M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which PYUSD pools have the most stable APY history?
Based on APY history only, PYUSD's lower-variability candidates are uniswap-v4 (Ethereum), 0.10% APY, $100.12M TVL, https://www.defi.garden/?pool=0899ff3d-adc8-4dae-a516-a94998db3332&src=seo_token; orca-dex (Solana), 0.14% APY, $9.9M TVL, https://www.defi.garden/?pool=2896d802-ab4c-4b5b-96e9-9dd1c01a7255&src=seo_token; sparklend (Ethereum), 0.50% APY, $85.16M TVL, https://www.defi.garden/?pool=995b269a-8409-4c55-b97e-868f443b432e&src=seo_token; kamino-lend (Solana), 5.54% APY, $14.32M TVL, https://www.defi.garden/?pool=44f4d357-a29d-4990-a64a-a8452be2d884&src=seo_token; euler-v2 (Ethereum), 3.93% APY, $6.02M TVL, https://www.defi.garden/?pool=fa55aa2b-e244-4ce4-ab00-9e96b39df32b&src=seo_token; convex-finance (Ethereum), 0.08% APY, $5.7M TVL, https://www.defi.garden/?pool=01146cce-9140-4e03-9a2e-82c99ccc42f1&src=seo_token; curve-dex (Ethereum), 5.13% APY, $39.79M TVL, https://www.defi.garden/?pool=14681aee-05c9-4733-acd0-7b2c84616209&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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