PYUSD DeFi Yields
The highest honest PYUSD yield right now is 6.05% on sentora-curator (Solana), among 28 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
28 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
PYUSD's largest live pool is jupiter-lend on Solana at 3.75% ($250.99M TVL). 28 PYUSD pools across 2 chains clear this page's $100K TVL floor, $836.1M in total.
Your idle PYUSD could earn ~3.38% — park $7.1K and it could run a $20/mo Claude Pro subscription, forever.
See live PYUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| jupiter-lend → | Solana | 3.75% | $250.99M |
| sentora-curator → | Solana | 6.05% | $110.33M |
| kamino-lend → | Solana | 6.05% | $110.32M |
| uniswap-v4 → | Ethereum | 0.03% | $100.12M |
| kamino-lend → | Solana | 3.80% | $89.92M |
| sparklend → | Ethereum | 0.84% | $77.82M |
| orca-dex → | Solana | 0.02% | $16.8M |
| curve-dex → | Ethereum | 3.01% | $15.34M |
Rate stability from APY history
Based on APY history only, PYUSD's lower-variability candidates are uniswap-v4 (Ethereum), 0.03% APY, $100.12M TVL, https://www.defi.garden/?pool=0899ff3d-adc8-4dae-a516-a94998db3332#src=seo_token; sparklend (Ethereum), 0.84% APY, $77.82M TVL, https://www.defi.garden/?pool=995b269a-8409-4c55-b97e-868f443b432e#src=seo_token; sentora-curator (Solana), 6.05% APY, $110.33M TVL, https://www.defi.garden/pools/sentora-curator-pyusd-solana; orca-dex (Solana), 0.02% APY, $16.8M TVL, https://www.defi.garden/?pool=99203560-4a69-4a67-9dbc-70b78a68a2b9#src=seo_token; curve-dex (Ethereum), 3.01% APY, $15.34M TVL, https://www.defi.garden/?pool=14681aee-05c9-4733-acd0-7b2c84616209#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | uniswap-v4 → | Ethereum | 0.03% | $100.12M |
| 2 | sparklend → | Ethereum | 0.84% | $77.82M |
| 3 | sentora-curator → | Solana | 6.05% | $110.33M |
| 4 | orca-dex → | Solana | 0.02% | $16.8M |
| 5 | curve-dex → | Ethereum | 3.01% | $15.34M |
How this rate has behaved
PYUSD shows up in 8 pools here, with rates from 0.02% to 6.05% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 3.52% — a useful check against today's number for whether the rate is steady or just having a good day.
3 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| jupiter-lend | 3.75% | 3.37% | Base rate |
| sentora-curator | 6.05% | 6.43% | 39.04% incentives |
| kamino-lend | 6.05% | 6.21% | 39.05% incentives |
| uniswap-v4 | 0.03% | 0.09% | Base rate |
| kamino-lend | 3.80% | 3.73% | Base rate |
| sparklend | 0.84% | 1.17% | Base rate |
| orca-dex | 0.02% | 0.36% | Base rate |
| curve-dex | 3.01% | 3.67% | 98.67% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest PYUSD yield today?
6.05% APY on sentora-curator (Solana), based on live DefiLlama data.
How many PYUSD pools clear the TVL floor?
28 live pools clear this page's $100K TVL floor, $836.1M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which PYUSD pools have the most stable APY history?
Based on APY history only, PYUSD's lower-variability candidates are uniswap-v4 (Ethereum), 0.03% APY, $100.12M TVL, https://www.defi.garden/?pool=0899ff3d-adc8-4dae-a516-a94998db3332#src=seo_token; sparklend (Ethereum), 0.84% APY, $77.82M TVL, https://www.defi.garden/?pool=995b269a-8409-4c55-b97e-868f443b432e#src=seo_token; sentora-curator (Solana), 6.05% APY, $110.33M TVL, https://www.defi.garden/pools/sentora-curator-pyusd-solana; orca-dex (Solana), 0.02% APY, $16.8M TVL, https://www.defi.garden/?pool=99203560-4a69-4a67-9dbc-70b78a68a2b9#src=seo_token; curve-dex (Ethereum), 3.01% APY, $15.34M TVL, https://www.defi.garden/?pool=14681aee-05c9-4733-acd0-7b2c84616209#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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