RAY DeFi Yields
The highest honest RAY yield right now is 23.96% on raydium-amm (Solana), among 9 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
9 live pools above the $100K TVL floor · ranked by TVL
RAY's largest live pool is raydium-amm on Solana at 8.52% ($4.24M TVL). 9 RAY pools across 1 chain clear this page's $100K TVL floor, $10.72M in total.
Your idle RAY could earn ~6.83% — park $3.5K and it could run a $20/mo Claude Pro subscription, forever.
See live RAY pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| raydium-amm → | Solana | 8.52% | $4.24M |
| raydium-amm → | Solana | 4.03% | $3.19M |
| raydium-amm → | Solana | 23.96% | $1.26M |
| raydium-amm → | Solana | 7.71% | $1.08M |
| raydium-amm → | Solana | 5.94% | $285.2K |
| raydium-amm → | Solana | 0.55% | $253K |
| raydium-amm → | Solana | 11.92% | $133K |
| raydium-amm → | Solana | 3.45% | $114.5K |
Rate stability from APY history
Based on APY history only, RAY's lower-variability candidates are raydium-amm (Solana), 0.55% APY, $253K TVL, https://www.defi.garden/?pool=61d3125a-9bc7-4562-9d73-316da2dcd15a&src=seo_token; raydium-amm (Solana), 3.45% APY, $114.5K TVL, https://www.defi.garden/?pool=091dfcf9-7c2c-41e4-ba87-9f549cc72cf8&src=seo_token; raydium-amm (Solana), 4.03% APY, $3.19M TVL, https://www.defi.garden/?pool=0fc97fda-dd12-4f83-afeb-88e6d60f0e4b&src=seo_token; raydium-amm (Solana), 7.71% APY, $1.08M TVL, https://www.defi.garden/?pool=3fe5a196-8a15-4f74-ba76-6625f7985773&src=seo_token; raydium-amm (Solana), 5.94% APY, $285.2K TVL, https://www.defi.garden/?pool=d22bddb4-be16-437e-a08a-0cb51893f1f0&src=seo_token; raydium-amm (Solana), 8.52% APY, $4.24M TVL, https://www.defi.garden/?pool=8d1c0b44-a5ce-421c-b899-bf489159aa0f&src=seo_token; raydium-amm (Solana), 23.96% APY, $1.26M TVL, https://www.defi.garden/?pool=8161ea57-0353-485d-9ebd-c43ba4fbc7ae&src=seo_token; raydium-amm (Solana), 11.92% APY, $133K TVL, https://www.defi.garden/?pool=0e4d44f3-c9c4-4b96-850f-5b1edc99332f&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | raydium-amm → | Solana | 0.55% | $253K |
| 2 | raydium-amm → | Solana | 3.45% | $114.5K |
| 3 | raydium-amm → | Solana | 4.03% | $3.19M |
| 4 | raydium-amm → | Solana | 7.71% | $1.08M |
| 5 | raydium-amm → | Solana | 5.94% | $285.2K |
| 6 | raydium-amm → | Solana | 8.52% | $4.24M |
| 7 | raydium-amm → | Solana | 23.96% | $1.26M |
| 8 | raydium-amm → | Solana | 11.92% | $133K |
How this rate has behaved
RAY shows up in 8 pools here, with rates from 0.55% to 23.96% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 5.92% — a useful check against today's number for whether the rate is steady or just having a good day.
All 8 pools pay a plain base rate right now — no incentive or reward APY mixed in.
8 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| raydium-amm | 8.52% | 7.99% | Base rate |
| raydium-amm | 4.03% | 3.53% | Base rate |
| raydium-amm | 23.96% | 16.72% | Base rate |
| raydium-amm | 7.71% | 6.72% | Base rate |
| raydium-amm | 5.94% | 5.12% | Base rate |
| raydium-amm | 0.55% | 1.17% | Base rate |
| raydium-amm | 11.92% | 8.73% | Base rate |
| raydium-amm | 3.45% | 4.68% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest RAY yield today?
23.96% APY on raydium-amm (Solana), based on live DefiLlama data.
How many RAY pools clear the TVL floor?
9 live pools clear this page's $100K TVL floor, $10.72M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which RAY pools have the most stable APY history?
Based on APY history only, RAY's lower-variability candidates are raydium-amm (Solana), 0.55% APY, $253K TVL, https://www.defi.garden/?pool=61d3125a-9bc7-4562-9d73-316da2dcd15a&src=seo_token; raydium-amm (Solana), 3.45% APY, $114.5K TVL, https://www.defi.garden/?pool=091dfcf9-7c2c-41e4-ba87-9f549cc72cf8&src=seo_token; raydium-amm (Solana), 4.03% APY, $3.19M TVL, https://www.defi.garden/?pool=0fc97fda-dd12-4f83-afeb-88e6d60f0e4b&src=seo_token; raydium-amm (Solana), 7.71% APY, $1.08M TVL, https://www.defi.garden/?pool=3fe5a196-8a15-4f74-ba76-6625f7985773&src=seo_token; raydium-amm (Solana), 5.94% APY, $285.2K TVL, https://www.defi.garden/?pool=d22bddb4-be16-437e-a08a-0cb51893f1f0&src=seo_token; raydium-amm (Solana), 8.52% APY, $4.24M TVL, https://www.defi.garden/?pool=8d1c0b44-a5ce-421c-b899-bf489159aa0f&src=seo_token; raydium-amm (Solana), 23.96% APY, $1.26M TVL, https://www.defi.garden/?pool=8161ea57-0353-485d-9ebd-c43ba4fbc7ae&src=seo_token; raydium-amm (Solana), 11.92% APY, $133K TVL, https://www.defi.garden/?pool=0e4d44f3-c9c4-4b96-850f-5b1edc99332f&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your RAY yield — never your RAY itself. Join the waitlist and be first when it's ready.
Join the waitlist →Free to join • Card doesn't exist yet • We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.