RWA DeFi Yields
The highest honest RWA yield right now is 5.94% on morpho-blue (Ethereum), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor ยท ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
RWA's largest live pool is morpho-blue on Ethereum at 5.94% ($825.7K TVL). 2 RWA pools across 2 chains clear this page's $100K TVL floor, $990.3K in total.
Your idle RWA could earn ~4.72% โ park $5.1K and it could run a $20/mo Claude Pro subscription, forever.
See live RWA pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| morpho-blue โ | Ethereum | 5.94% | $825.7K |
| raydium-amm โ | Solana | 3.51% | $164.7K |
Rate stability from APY history
Based on APY history only, RWA's lower-variability candidates are morpho-blue (Ethereum), 5.94% APY, $825.7K TVL, https://www.defi.garden/?pool=ea36b2a8-fde0-5579-a9ed-73e8fe3a7aa8#src=seo_token; raydium-amm (Solana), 3.51% APY, $164.7K TVL, https://www.defi.garden/?pool=086a9fae-599d-46ac-a097-6aec49257f5a#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | morpho-blue → | Ethereum | 5.94% | $825.7K |
| 2 | raydium-amm → | Solana | 3.51% | $164.7K |
How this rate has behaved
RWA shows up in 2 pools here, with rates from 3.51% to 5.94% APY across 2 chains โ the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 6.54% โ a useful check against today's number for whether the rate is steady or just having a good day.
1 of 2 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down โ the base rate is the more durable number.
2 of 2 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| morpho-blue | 5.94% | 6.93% | 5.76% incentives |
| raydium-amm | 3.51% | 6.15% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest RWA yield today?
5.94% APY on morpho-blue (Ethereum), based on live DefiLlama data.
How many RWA pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $990.3K in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which RWA pools have the most stable APY history?
Based on APY history only, RWA's lower-variability candidates are morpho-blue (Ethereum), 5.94% APY, $825.7K TVL, https://www.defi.garden/?pool=ea36b2a8-fde0-5579-a9ed-73e8fe3a7aa8#src=seo_token; raydium-amm (Solana), 3.51% APY, $164.7K TVL, https://www.defi.garden/?pool=086a9fae-599d-46ac-a097-6aec49257f5a#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
RWA Yield Card โข Powered by Laso
Spend your RWA yield anywhere Visa is accepted worldwide. Your principal stays 100% self-custodial on Base.
Get RWA Card on Laso.finance โSponsored partner referral โข Zero issuance fee โข Worldwide Visa Debit
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
DeFi Garden ๐ฑ โ plan your DeFi savings by goal.