SFTUSD DeFi Yields
The highest honest SFTUSD yield right now is 9.59% on flying-tulip-ftusd (Sonic), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor ยท ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
SFTUSD's largest live pool is flying-tulip-ftusd on Ethereum at 6.88% ($2.36M TVL). 2 SFTUSD pools across 2 chains clear this page's $100K TVL floor, $2.9M in total.
Your idle SFTUSD could earn ~8.23% โ park $2.9K and it could run a $20/mo Claude Pro subscription, forever.
See live SFTUSD pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| flying-tulip-ftusd โ | Ethereum | 6.88% | $2.36M |
| flying-tulip-ftusd โ | Sonic | 9.59% | $544.2K |
Rate stability from APY history
Based on APY history only, SFTUSD's lower-variability candidates are flying-tulip-ftusd (Ethereum), 6.88% APY, $2.36M TVL, https://www.defi.garden/?pool=2b01f4a8-bd84-457f-ace5-02ca502c141d#src=seo_token; flying-tulip-ftusd (Sonic), 9.59% APY, $544.2K TVL, https://www.defi.garden/?pool=1b7b94f8-5889-42e1-b0ef-9e4736505d8d#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | flying-tulip-ftusd → | Ethereum | 6.88% | $2.36M |
| 2 | flying-tulip-ftusd → | Sonic | 9.59% | $544.2K |
How this rate has behaved
SFTUSD shows up in 2 pools here, with rates from 6.88% to 9.59% APY across 2 chains โ the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 9.97% โ a useful check against today's number for whether the rate is steady or just having a good day.
2 of 2 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down โ the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| flying-tulip-ftusd | 6.88% | 8.79% | 100.00% incentives |
| flying-tulip-ftusd | 9.59% | 11.16% | 100.00% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SFTUSD yield today?
9.59% APY on flying-tulip-ftusd (Sonic), based on live DefiLlama data.
How many SFTUSD pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $2.9M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SFTUSD pools have the most stable APY history?
Based on APY history only, SFTUSD's lower-variability candidates are flying-tulip-ftusd (Ethereum), 6.88% APY, $2.36M TVL, https://www.defi.garden/?pool=2b01f4a8-bd84-457f-ace5-02ca502c141d#src=seo_token; flying-tulip-ftusd (Sonic), 9.59% APY, $544.2K TVL, https://www.defi.garden/?pool=1b7b94f8-5889-42e1-b0ef-9e4736505d8d#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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