SIUSD DeFi Yields
The highest honest SIUSD yield right now is 13.70% on pendle-v2 (Ethereum), among 11 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
11 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
SIUSD's largest live pool is infinifi on Ethereum at 6.54% ($47.17M TVL). 11 SIUSD pools across 3 chains clear this page's $100K TVL floor, $100.55M in total.
Your idle SIUSD could earn ~7.99% — park $3K and it could run a $20/mo Claude Pro subscription, forever.
See live SIUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| infinifi → | Ethereum | 6.54% | $47.17M |
| pendle-v2 → | Ethereum | 9.44% | $12.71M |
| pendle-v2 → | Ethereum | 10.02% | $12.71M |
| pendle-v2 → | Ethereum | 13.15% | $3.24M |
| pendle-v2 → | Ethereum | 13.70% | $3.24M |
| infinifi → | Monad | 6.54% | $3.07M |
| morpho-blue → | Monad | 1.80% | $3.02M |
| infinifi → | Base | 6.54% | $335.6K |
Rate stability from APY history
Based on APY history only, SIUSD's lower-variability candidates are pendle-v2 (Ethereum), 10.02% APY, $12.71M TVL, https://www.defi.garden/?pool=0757d64d-b003-5292-8983-e0e2bb64c696#src=seo_token; pendle-v2 (Ethereum), 13.70% APY, $3.24M TVL, https://www.defi.garden/?pool=28c59256-f6c3-56ae-9423-6544f9e81776#src=seo_token; pendle-v2 (Ethereum), 9.44% APY, $12.71M TVL, https://www.defi.garden/?pool=562f454d-ec4f-5a54-b469-fb3e18315f31#src=seo_token; pendle-v2 (Ethereum), 13.15% APY, $3.24M TVL, https://www.defi.garden/?pool=e45b5460-fb26-5c0b-92fd-a1abed86743a#src=seo_token; infinifi (Ethereum), 6.54% APY, $47.17M TVL, https://www.defi.garden/?pool=8fa2e60e-365a-41fc-8d50-fadde5041f94#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | pendle-v2 → | Ethereum | 10.02% | $12.71M |
| 2 | pendle-v2 → | Ethereum | 13.70% | $3.24M |
| 3 | pendle-v2 → | Ethereum | 9.44% | $12.71M |
| 4 | pendle-v2 → | Ethereum | 13.15% | $3.24M |
| 5 | infinifi → | Ethereum | 6.54% | $47.17M |
How this rate has behaved
SIUSD shows up in 8 pools here, with rates from 1.80% to 13.70% APY across 3 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 7.74% — a useful check against today's number for whether the rate is steady or just having a good day.
3 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| infinifi | 6.54% | 6.28% | Base rate |
| pendle-v2 | 9.44% | 8.93% | 3.04% incentives |
| pendle-v2 | 10.02% | 9.86% | Base rate |
| pendle-v2 | 13.15% | 8.70% | 1.56% incentives |
| pendle-v2 | 13.70% | 9.83% | Base rate |
| infinifi | 6.54% | 6.78% | Base rate |
| morpho-blue | 1.80% | 0.87% | 100.00% incentives |
| infinifi | 6.54% | 6.33% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SIUSD yield today?
13.70% APY on pendle-v2 (Ethereum), based on live DefiLlama data.
How many SIUSD pools clear the TVL floor?
11 live pools clear this page's $100K TVL floor, $100.55M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SIUSD pools have the most stable APY history?
Based on APY history only, SIUSD's lower-variability candidates are pendle-v2 (Ethereum), 10.02% APY, $12.71M TVL, https://www.defi.garden/?pool=0757d64d-b003-5292-8983-e0e2bb64c696#src=seo_token; pendle-v2 (Ethereum), 13.70% APY, $3.24M TVL, https://www.defi.garden/?pool=28c59256-f6c3-56ae-9423-6544f9e81776#src=seo_token; pendle-v2 (Ethereum), 9.44% APY, $12.71M TVL, https://www.defi.garden/?pool=562f454d-ec4f-5a54-b469-fb3e18315f31#src=seo_token; pendle-v2 (Ethereum), 13.15% APY, $3.24M TVL, https://www.defi.garden/?pool=e45b5460-fb26-5c0b-92fd-a1abed86743a#src=seo_token; infinifi (Ethereum), 6.54% APY, $47.17M TVL, https://www.defi.garden/?pool=8fa2e60e-365a-41fc-8d50-fadde5041f94#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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