SUSDAI DeFi Yields
The highest honest SUSDAI yield right now is 10.93% on pendle (Arbitrum), among 19 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
19 live pools above the $100K TVL floor · ranked by TVL
SUSDAI's largest live pool is usd-ai on Arbitrum at 7.19% ($408.85M TVL). 19 SUSDAI pools across 2 chains clear this page's $100K TVL floor, $688.84M in total.
Your idle SUSDAI could earn ~9.25% — park $2.6K and it could run a $20/mo Claude Pro subscription, forever.
See live SUSDAI pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| usd-ai → | Arbitrum | 7.19% | $408.85M |
| pendle → | Arbitrum | 10.90% | $12.01M |
| pendle → | Arbitrum | 9.25% | $12.01M |
| fluid-dex → | Base | 0.15% | $2.53M |
| pendle → | Arbitrum | 10.93% | $1.5M |
| pendle → | Arbitrum | 9.67% | $1.5M |
| curve-dex → | Arbitrum | 3.62% | $1.5M |
Rate stability from APY history
Based on APY history only, SUSDAI's lower-variability candidates are pendle (Arbitrum), 9.67% APY, $1.5M TVL, https://www.defi.garden/?pool=b44dc004-56b7-48d0-97b6-da33ead5e6eb&src=seo_token; usd-ai (Arbitrum), 7.19% APY, $408.85M TVL, https://www.defi.garden/?pool=712ce948-bd9e-4f4a-8916-b72c447f7578&src=seo_token; pendle (Arbitrum), 10.90% APY, $12.01M TVL, https://www.defi.garden/?pool=894ef05d-8143-4fa2-9a1c-bebc14686337&src=seo_token; pendle (Arbitrum), 9.25% APY, $12.01M TVL, https://www.defi.garden/?pool=55d53cce-4455-4085-8245-557257d9fe61&src=seo_token; pendle (Arbitrum), 10.93% APY, $1.5M TVL, https://www.defi.garden/?pool=0ab4e683-9d5b-43d3-aeb8-98dd1da1a694&src=seo_token; curve-dex (Arbitrum), 3.62% APY, $1.5M TVL, https://www.defi.garden/?pool=24d52f63-cc2a-40a4-914d-6056f5e0f8ee&src=seo_token; fluid-dex (Base), 0.15% APY, $2.53M TVL, https://www.defi.garden/?pool=1a833dd0-fc33-4bc2-8383-6c34b71bb735&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | pendle → | Arbitrum | 9.67% | $1.5M |
| 2 | usd-ai → | Arbitrum | 7.19% | $408.85M |
| 3 | pendle → | Arbitrum | 10.90% | $12.01M |
| 4 | pendle → | Arbitrum | 9.25% | $12.01M |
| 5 | pendle → | Arbitrum | 10.93% | $1.5M |
| 6 | curve-dex → | Arbitrum | 3.62% | $1.5M |
| 7 | fluid-dex → | Base | 0.15% | $2.53M |
How this rate has behaved
SUSDAI shows up in 7 pools here, with rates from 0.15% to 10.93% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
7 of these 7 pools have a trustworthy 30-day average on file, with a median of 8.81% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 7 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| usd-ai | 7.19% | 7.55% | Base rate |
| pendle | 10.90% | 10.22% | Base rate |
| pendle | 9.25% | 8.81% | 2.61% incentives |
| fluid-dex | 0.15% | 0.18% | Base rate |
| pendle | 10.93% | 9.69% | Base rate |
| pendle | 9.67% | 9.34% | Base rate |
| curve-dex | 3.62% | 4.59% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SUSDAI yield today?
10.93% APY on pendle (Arbitrum), based on live DefiLlama data.
How many SUSDAI pools clear the TVL floor?
19 live pools clear this page's $100K TVL floor, $688.84M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SUSDAI pools have the most stable APY history?
Based on APY history only, SUSDAI's lower-variability candidates are pendle (Arbitrum), 9.67% APY, $1.5M TVL, https://www.defi.garden/?pool=b44dc004-56b7-48d0-97b6-da33ead5e6eb&src=seo_token; usd-ai (Arbitrum), 7.19% APY, $408.85M TVL, https://www.defi.garden/?pool=712ce948-bd9e-4f4a-8916-b72c447f7578&src=seo_token; pendle (Arbitrum), 10.90% APY, $12.01M TVL, https://www.defi.garden/?pool=894ef05d-8143-4fa2-9a1c-bebc14686337&src=seo_token; pendle (Arbitrum), 9.25% APY, $12.01M TVL, https://www.defi.garden/?pool=55d53cce-4455-4085-8245-557257d9fe61&src=seo_token; pendle (Arbitrum), 10.93% APY, $1.5M TVL, https://www.defi.garden/?pool=0ab4e683-9d5b-43d3-aeb8-98dd1da1a694&src=seo_token; curve-dex (Arbitrum), 3.62% APY, $1.5M TVL, https://www.defi.garden/?pool=24d52f63-cc2a-40a4-914d-6056f5e0f8ee&src=seo_token; fluid-dex (Base), 0.15% APY, $2.53M TVL, https://www.defi.garden/?pool=1a833dd0-fc33-4bc2-8383-6c34b71bb735&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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