SYUSD DeFi Yields
The highest honest SYUSD yield right now is 5.83% on pendle (Ethereum), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor · ranked by TVL
SYUSD's largest live pool is pendle on Ethereum at 5.22% ($2.14M TVL). 2 SYUSD pools across 1 chain clear this page's $100K TVL floor, $4.27M in total.
Your idle SYUSD could earn ~5.52% — park $4.3K and it could run a $20/mo Claude Pro subscription, forever.
See live SYUSD pools →Rate stability from APY history
Based on APY history only, SYUSD's lower-variability candidates are pendle (Ethereum), 5.83% APY, $2.14M TVL, https://www.defi.garden/?pool=392e2c0a-a086-46a3-841f-ca4d476eb5e1&src=seo_token; pendle (Ethereum), 5.22% APY, $2.14M TVL, https://www.defi.garden/?pool=5f27c880-eca6-4a53-9035-08745fba73f3&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
How this rate has behaved
SYUSD shows up in 2 pools here, with rates from 5.22% to 5.83% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 5.38% — a useful check against today's number for whether the rate is steady or just having a good day.
All 2 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| pendle | 5.22% | 5.20% | Base rate |
| pendle | 5.83% | 5.56% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SYUSD yield today?
5.83% APY on pendle (Ethereum), based on live DefiLlama data.
How many SYUSD pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $4.27M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SYUSD pools have the most stable APY history?
Based on APY history only, SYUSD's lower-variability candidates are pendle (Ethereum), 5.83% APY, $2.14M TVL, https://www.defi.garden/?pool=392e2c0a-a086-46a3-841f-ca4d476eb5e1&src=seo_token; pendle (Ethereum), 5.22% APY, $2.14M TVL, https://www.defi.garden/?pool=5f27c880-eca6-4a53-9035-08745fba73f3&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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