USCC DeFi Yields
The highest honest USCC yield right now is 4.86% on bitwise-uscc (Ethereum), among 4 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
4 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
USCC's largest live pool is bitwise-uscc on Ethereum at 4.86% ($101.36M TVL). 4 USCC pools across 3 chains clear this page's $100K TVL floor, $179.97M in total.
Your idle USCC could earn ~4.86% — park $4.9K and it could run a $20/mo Claude Pro subscription, forever.
See live USCC pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| bitwise-uscc → | Ethereum | 4.86% | $101.36M |
| bitwise-uscc → | Plume Mainnet | 4.86% | $17.03M |
| bitwise-uscc → | Solana | 4.86% | $5.07M |
Rate stability from APY history
Based on APY history only, USCC's lower-variability candidates are bitwise-uscc (Solana), 4.86% APY, $5.07M TVL, https://www.defi.garden/?pool=04bf0e7d-904a-4d42-9a25-bb1b5634e863#src=seo_token; bitwise-uscc (Ethereum), 4.86% APY, $101.36M TVL, https://www.defi.garden/?pool=aff74ce8-4fe3-462b-af11-542cc16d24b2#src=seo_token; bitwise-uscc (Plume Mainnet), 4.86% APY, $17.03M TVL, https://www.defi.garden/?pool=ea1d8316-9160-48f0-ad18-a1298473f826#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | bitwise-uscc → | Solana | 4.86% | $5.07M |
| 2 | bitwise-uscc → | Ethereum | 4.86% | $101.36M |
| 3 | bitwise-uscc → | Plume Mainnet | 4.86% | $17.03M |
How this rate has behaved
USCC shows up in 3 pools here, with rates from 4.86% to 4.86% APY across 3 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 5.44% — a useful check against today's number for whether the rate is steady or just having a good day.
All 3 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| bitwise-uscc | 4.86% | 5.44% | Base rate |
| bitwise-uscc | 4.86% | 5.44% | Base rate |
| bitwise-uscc | 4.86% | 5.44% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest USCC yield today?
4.86% APY on bitwise-uscc (Ethereum), based on live DefiLlama data.
How many USCC pools clear the TVL floor?
4 live pools clear this page's $100K TVL floor, $179.97M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which USCC pools have the most stable APY history?
Based on APY history only, USCC's lower-variability candidates are bitwise-uscc (Solana), 4.86% APY, $5.07M TVL, https://www.defi.garden/?pool=04bf0e7d-904a-4d42-9a25-bb1b5634e863#src=seo_token; bitwise-uscc (Ethereum), 4.86% APY, $101.36M TVL, https://www.defi.garden/?pool=aff74ce8-4fe3-462b-af11-542cc16d24b2#src=seo_token; bitwise-uscc (Plume Mainnet), 4.86% APY, $17.03M TVL, https://www.defi.garden/?pool=ea1d8316-9160-48f0-ad18-a1298473f826#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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