USD0 DeFi Yields
The highest honest USD0 yield right now is 0.56% on euler-v2 (Ethereum), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
USD0's largest live pool is euler-v2 on Ethereum at 0.56% ($10.67M TVL). 5 USD0 pools across 1 chain clear this page's $100K TVL floor, $18.34M in total.
Your idle USD0 could earn ~0.55% — park $43.3K and it could run a $20/mo Claude Pro subscription, forever.
See live USD0 pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| euler-v2 → | Ethereum | 0.56% | $10.67M |
| uniswap-v3 → | Ethereum | 1.75% | $3.49M |
| uniswap-v3 → | Ethereum | 0.55% | $1.85M |
| curve-dex → | Ethereum | 0.06% | $1.75M |
Rate stability from APY history
Based on APY history only, USD0's lower-variability candidates are uniswap-v3 (Ethereum), 1.75% APY, $3.49M TVL, https://www.defi.garden/?pool=752413a7-1a7e-4d76-9f34-89568ba026ee&src=seo_token; euler-v2 (Ethereum), 0.56% APY, $10.67M TVL, https://www.defi.garden/?pool=4d48ed69-2a14-4609-91c0-bc129a6dc586&src=seo_token; curve-dex (Ethereum), 0.06% APY, $1.75M TVL, https://www.defi.garden/?pool=bc58a174-05f8-4e41-8f77-be9c13a614bf&src=seo_token; uniswap-v3 (Ethereum), 0.55% APY, $1.85M TVL, https://www.defi.garden/?pool=97bd40a6-c57e-4c32-8ee3-3fcfdc1faf9f&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | uniswap-v3 → | Ethereum | 1.75% | $3.49M |
| 2 | euler-v2 → | Ethereum | 0.56% | $10.67M |
| 3 | curve-dex → | Ethereum | 0.06% | $1.75M |
| 4 | uniswap-v3 → | Ethereum | 0.55% | $1.85M |
How this rate has behaved
USD0 shows up in 4 pools here, with rates from 0.06% to 1.75% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
4 of these 4 pools have a trustworthy 30-day average on file, with a median of 0.69% — a useful check against today's number for whether the rate is steady or just having a good day.
All 4 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| euler-v2 | 0.56% | 0.74% | Base rate |
| uniswap-v3 | 1.75% | 0.70% | Base rate |
| uniswap-v3 | 0.55% | 0.68% | Base rate |
| curve-dex | 0.06% | 0.05% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest USD0 yield today?
0.56% APY on euler-v2 (Ethereum), based on live DefiLlama data.
How many USD0 pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $18.34M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which USD0 pools have the most stable APY history?
Based on APY history only, USD0's lower-variability candidates are uniswap-v3 (Ethereum), 1.75% APY, $3.49M TVL, https://www.defi.garden/?pool=752413a7-1a7e-4d76-9f34-89568ba026ee&src=seo_token; euler-v2 (Ethereum), 0.56% APY, $10.67M TVL, https://www.defi.garden/?pool=4d48ed69-2a14-4609-91c0-bc129a6dc586&src=seo_token; curve-dex (Ethereum), 0.06% APY, $1.75M TVL, https://www.defi.garden/?pool=bc58a174-05f8-4e41-8f77-be9c13a614bf&src=seo_token; uniswap-v3 (Ethereum), 0.55% APY, $1.85M TVL, https://www.defi.garden/?pool=97bd40a6-c57e-4c32-8ee3-3fcfdc1faf9f&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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