USDF DeFi Yields
The highest honest USDF yield right now is 9.84% on convex-finance (Ethereum), among 6 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
6 live pools above the $100K TVL floor · ranked by TVL
USDF's largest live pool is uniswap-v3 on Ethereum at 0.01% ($10.07M TVL). 6 USDF pools across 1 chain clear this page's $100K TVL floor, $17.63M in total.
Your idle USDF could earn ~4.82% — park $5K and it could run a $20/mo Claude Pro subscription, forever.
See live USDF pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| uniswap-v3 → | Ethereum | 0.01% | $10.07M |
| curve-dex → | Ethereum | 4.82% | $3.15M |
| convex-finance → | Ethereum | 9.84% | $1.54M |
Rate stability from APY history
Based on APY history only, USDF's lower-variability candidates are convex-finance (Ethereum), 9.84% APY, $1.54M TVL, https://www.defi.garden/?pool=977bc628-7476-43cf-abb8-68934bf56171&src=seo_token; curve-dex (Ethereum), 4.82% APY, $3.15M TVL, https://www.defi.garden/?pool=3388eabd-fc53-49bf-b358-d1a6dc3c6112&src=seo_token; uniswap-v3 (Ethereum), 0.01% APY, $10.07M TVL, https://www.defi.garden/?pool=be43dcf6-39dd-43b1-85e8-20844c1b0e58&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | convex-finance → | Ethereum | 9.84% | $1.54M |
| 2 | curve-dex → | Ethereum | 4.82% | $3.15M |
| 3 | uniswap-v3 → | Ethereum | 0.01% | $10.07M |
How this rate has behaved
USDF shows up in 3 pools here, with rates from 0.01% to 9.84% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 3.65% — a useful check against today's number for whether the rate is steady or just having a good day.
2 of 3 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| uniswap-v3 | 0.01% | 0.02% | Base rate |
| curve-dex | 4.82% | 3.65% | 94.61% incentives |
| convex-finance | 9.84% | 7.82% | 97.36% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest USDF yield today?
9.84% APY on convex-finance (Ethereum), based on live DefiLlama data.
How many USDF pools clear the TVL floor?
6 live pools clear this page's $100K TVL floor, $17.63M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which USDF pools have the most stable APY history?
Based on APY history only, USDF's lower-variability candidates are convex-finance (Ethereum), 9.84% APY, $1.54M TVL, https://www.defi.garden/?pool=977bc628-7476-43cf-abb8-68934bf56171&src=seo_token; curve-dex (Ethereum), 4.82% APY, $3.15M TVL, https://www.defi.garden/?pool=3388eabd-fc53-49bf-b358-d1a6dc3c6112&src=seo_token; uniswap-v3 (Ethereum), 0.01% APY, $10.07M TVL, https://www.defi.garden/?pool=be43dcf6-39dd-43b1-85e8-20844c1b0e58&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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