USDSM DeFi Yields
The highest honest USDSM yield right now is 0.27% on curve-dex (Ethereum), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor ยท ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
USDSM's largest live pool is curve-dex on Ethereum at 0.27% ($1M TVL). 2 USDSM pools across 2 chains clear this page's $100K TVL floor, $2M in total.
Your idle USDSM could earn ~0.16% โ park $150K and it could run a $20/mo Claude Pro subscription, forever.
See live USDSM pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| curve-dex โ | Ethereum | 0.27% | $1M |
| curve-dex โ | Arbitrum | 0.05% | $1M |
Rate stability from APY history
Based on APY history only, USDSM's lower-variability candidates are curve-dex (Arbitrum), 0.05% APY, $1M TVL, https://www.defi.garden/?pool=c63d4fcd-d5b4-43a2-81d3-38e7493fe291#src=seo_token; curve-dex (Ethereum), 0.27% APY, $1M TVL, https://www.defi.garden/?pool=188dc0f1-14e1-4258-9db5-262696c8335d#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | curve-dex → | Arbitrum | 0.05% | $1M |
| 2 | curve-dex → | Ethereum | 0.27% | $1M |
How this rate has behaved
USDSM shows up in 2 pools here, with rates from 0.05% to 0.27% APY across 2 chains โ the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 0.03% โ a useful check against today's number for whether the rate is steady or just having a good day.
All 2 pools pay a plain base rate right now โ no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| curve-dex | 0.27% | 0.03% | Base rate |
| curve-dex | 0.05% | 0.03% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest USDSM yield today?
0.27% APY on curve-dex (Ethereum), based on live DefiLlama data.
How many USDSM pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $2M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which USDSM pools have the most stable APY history?
Based on APY history only, USDSM's lower-variability candidates are curve-dex (Arbitrum), 0.05% APY, $1M TVL, https://www.defi.garden/?pool=c63d4fcd-d5b4-43a2-81d3-38e7493fe291#src=seo_token; curve-dex (Ethereum), 0.27% APY, $1M TVL, https://www.defi.garden/?pool=188dc0f1-14e1-4258-9db5-262696c8335d#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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