USDX DeFi Yields
The highest honest USDX yield right now is 13.43% on pendle-v2 (Ethereum), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
USDX's largest live pool is clearpool-lending on Flare at 3.50% ($11.03M TVL). 5 USDX pools across 2 chains clear this page's $100K TVL floor, $23M in total.
Your idle USDX could earn ~5.32% — park $4.5K and it could run a $20/mo Claude Pro subscription, forever.
See live USDX pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| clearpool-lending → | Flare | 3.50% | $11.03M |
| pendle-v2 → | Ethereum | 5.32% | $3.35M |
| pendle-v2 → | Ethereum | 13.43% | $3.35M |
| curve-dex → | Ethereum | 0.34% | $3.05M |
| curve-dex → | Ethereum | 8.61% | $2.22M |
Rate stability from APY history
Based on APY history only, USDX's lower-variability candidates are pendle-v2 (Ethereum), 13.43% APY, $3.35M TVL, https://www.defi.garden/?pool=b0b37646-88a4-5834-b260-1a71696f5436#src=seo_token; curve-dex (Ethereum), 0.34% APY, $3.05M TVL, https://www.defi.garden/?pool=8d963caf-738f-55db-b61a-c87a6e1a3667#src=seo_token; curve-dex (Ethereum), 8.61% APY, $2.22M TVL, https://www.defi.garden/?pool=b679f5c4-17c3-5321-b5d0-2ffb25c5d52a#src=seo_token; pendle-v2 (Ethereum), 5.32% APY, $3.35M TVL, https://www.defi.garden/?pool=84b2814f-6345-50d0-9fe2-7858653ccdd2#src=seo_token; clearpool-lending (Flare), 3.50% APY, $11.03M TVL, https://www.defi.garden/?pool=be50b874-8147-440d-b8ca-f2c202e9ed64#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | pendle-v2 → | Ethereum | 13.43% | $3.35M |
| 2 | curve-dex → | Ethereum | 0.34% | $3.05M |
| 3 | curve-dex → | Ethereum | 8.61% | $2.22M |
| 4 | pendle-v2 → | Ethereum | 5.32% | $3.35M |
| 5 | clearpool-lending → | Flare | 3.50% | $11.03M |
How this rate has behaved
USDX shows up in 5 pools here, with rates from 0.34% to 13.43% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
5 of these 5 pools have a trustworthy 30-day average on file, with a median of 6.91% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 5 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| clearpool-lending | 3.50% | 3.50% | Base rate |
| pendle-v2 | 5.32% | 6.91% | 4.70% incentives |
| pendle-v2 | 13.43% | 14.44% | Base rate |
| curve-dex | 0.34% | 0.73% | Base rate |
| curve-dex | 8.61% | 9.94% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest USDX yield today?
13.43% APY on pendle-v2 (Ethereum), based on live DefiLlama data.
How many USDX pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $23M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which USDX pools have the most stable APY history?
Based on APY history only, USDX's lower-variability candidates are pendle-v2 (Ethereum), 13.43% APY, $3.35M TVL, https://www.defi.garden/?pool=b0b37646-88a4-5834-b260-1a71696f5436#src=seo_token; curve-dex (Ethereum), 0.34% APY, $3.05M TVL, https://www.defi.garden/?pool=8d963caf-738f-55db-b61a-c87a6e1a3667#src=seo_token; curve-dex (Ethereum), 8.61% APY, $2.22M TVL, https://www.defi.garden/?pool=b679f5c4-17c3-5321-b5d0-2ffb25c5d52a#src=seo_token; pendle-v2 (Ethereum), 5.32% APY, $3.35M TVL, https://www.defi.garden/?pool=84b2814f-6345-50d0-9fe2-7858653ccdd2#src=seo_token; clearpool-lending (Flare), 3.50% APY, $11.03M TVL, https://www.defi.garden/?pool=be50b874-8147-440d-b8ca-f2c202e9ed64#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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