USTB DeFi Yields
The highest honest USTB yield right now is 3.46% on invesco-ustb (Ethereum), among 4 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
4 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
USTB's largest live pool is invesco-ustb on Ethereum at 3.46% ($604.51M TVL). 4 USTB pools across 3 chains clear this page's $100K TVL floor, $624.72M in total.
Your idle USTB could earn ~3.46% — park $6.9K and it could run a $20/mo Claude Pro subscription, forever.
See live USTB pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| invesco-ustb 🔒 → | Ethereum | 3.46% | $604.51M |
| invesco-ustb 🔒 → | Plume Mainnet | 3.46% | $7.53M |
| invesco-ustb 🔒 → | Solana | 3.46% | $1.96M |
Rate stability from APY history
Based on APY history only, USTB's lower-variability candidates are invesco-ustb (Ethereum), 3.46% APY, $604.51M TVL, https://www.defi.garden/pools/invesco-ustb-ustb-ethereum; invesco-ustb (Plume Mainnet), 3.46% APY, $7.53M TVL, https://www.defi.garden/?pool=8db7cb71-f2b7-45c7-bbff-f32c88ef7b81#src=seo_token; invesco-ustb (Solana), 3.46% APY, $1.96M TVL, https://www.defi.garden/?pool=9ad71299-9318-47b3-9a5a-bbe67c5121bf#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | invesco-ustb → | Ethereum | 3.46% | $604.51M |
| 2 | invesco-ustb → | Plume Mainnet | 3.46% | $7.53M |
| 3 | invesco-ustb → | Solana | 3.46% | $1.96M |
How this rate has behaved
USTB shows up in 3 pools here, with rates from 3.46% to 3.46% APY across 3 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 3.56% — a useful check against today's number for whether the rate is steady or just having a good day.
All 3 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| invesco-ustb | 3.46% | 3.56% | Base rate |
| invesco-ustb | 3.46% | 3.56% | Base rate |
| invesco-ustb | 3.46% | 3.56% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest USTB yield today?
3.46% APY on invesco-ustb (Ethereum), based on live DefiLlama data.
How many USTB pools clear the TVL floor?
4 live pools clear this page's $100K TVL floor, $624.72M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which USTB pools have the most stable APY history?
Based on APY history only, USTB's lower-variability candidates are invesco-ustb (Ethereum), 3.46% APY, $604.51M TVL, https://www.defi.garden/pools/invesco-ustb-ustb-ethereum; invesco-ustb (Plume Mainnet), 3.46% APY, $7.53M TVL, https://www.defi.garden/?pool=8db7cb71-f2b7-45c7-bbff-f32c88ef7b81#src=seo_token; invesco-ustb (Solana), 3.46% APY, $1.96M TVL, https://www.defi.garden/?pool=9ad71299-9318-47b3-9a5a-bbe67c5121bf#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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