WOUSD DeFi Yields
The highest honest WOUSD yield right now is 6.48% on pendle (Ethereum), among 3 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
3 live pools above the $100K TVL floor · ranked by TVL
WOUSD's largest live pool is pendle on Ethereum at 6.47% ($127.2K TVL). 3 WOUSD pools across 1 chain clear this page's $100K TVL floor, $384.6K in total.
Your idle WOUSD could earn ~6.47% — park $3.7K and it could run a $20/mo Claude Pro subscription, forever.
See live WOUSD pools →Rate stability from APY history
Based on APY history only, WOUSD's lower-variability candidates are pendle (Ethereum), 6.48% APY, $127.2K TVL, https://www.defi.garden/?pool=3fc1c65a-c57e-48e5-b896-91672d16e8da&src=seo_token; pendle (Ethereum), 6.47% APY, $127.2K TVL, https://www.defi.garden/?pool=3a0bfe11-ab8a-4112-8916-5185dfd69883&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
How this rate has behaved
WOUSD shows up in 2 pools here, with rates from 6.47% to 6.48% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 6.03% — a useful check against today's number for whether the rate is steady or just having a good day.
All 2 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| pendle | 6.47% | 5.73% | Base rate |
| pendle | 6.48% | 6.33% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest WOUSD yield today?
6.48% APY on pendle (Ethereum), based on live DefiLlama data.
How many WOUSD pools clear the TVL floor?
3 live pools clear this page's $100K TVL floor, $384.6K in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which WOUSD pools have the most stable APY history?
Based on APY history only, WOUSD's lower-variability candidates are pendle (Ethereum), 6.48% APY, $127.2K TVL, https://www.defi.garden/?pool=3fc1c65a-c57e-48e5-b896-91672d16e8da&src=seo_token; pendle (Ethereum), 6.47% APY, $127.2K TVL, https://www.defi.garden/?pool=3a0bfe11-ab8a-4112-8916-5185dfd69883&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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