XMR DeFi Yields
The highest honest XMR yield right now is 39.62% on raydium-amm (Solana), among 14 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
14 live pools above the $100K TVL floor · ranked by TVL
XMR's largest live pool is raydium-amm on Solana at 9.70% ($150.2K TVL). 14 XMR pools across 1 chain clear this page's $100K TVL floor, $1.56M in total.
Your idle XMR could earn ~20.91% — park $1.1K and it could run a $20/mo Claude Pro subscription, forever.
See live XMR pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| raydium-amm → | Solana | 9.70% | $150.2K |
| raydium-amm → | Solana | 14.95% | $149.3K |
| raydium-amm → | Solana | 22.56% | $120.1K |
| raydium-amm → | Solana | 3.65% | $118K |
| raydium-amm → | Solana | 39.62% | $116.8K |
| raydium-amm → | Solana | 31.92% | $100.5K |
| raydium-amm → | Solana | 33.81% | $100.3K |
| raydium-amm → | Solana | 19.26% | $100.1K |
Rate stability from APY history
There is not enough qualifying APY history to rank XMR pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
How this rate has behaved
XMR shows up in 8 pools here, with rates from 3.65% to 39.62% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 16.84% — a useful check against today's number for whether the rate is steady or just having a good day.
All 8 pools pay a plain base rate right now — no incentive or reward APY mixed in.
8 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| raydium-amm | 9.70% | 9.20% | Base rate |
| raydium-amm | 14.95% | 17.58% | Base rate |
| raydium-amm | 22.56% | 16.10% | Base rate |
| raydium-amm | 3.65% | 3.65% | Base rate |
| raydium-amm | 39.62% | 39.65% | Base rate |
| raydium-amm | 31.92% | 30.96% | Base rate |
| raydium-amm | 33.81% | 20.38% | Base rate |
| raydium-amm | 19.26% | 15.83% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest XMR yield today?
39.62% APY on raydium-amm (Solana), based on live DefiLlama data.
How many XMR pools clear the TVL floor?
14 live pools clear this page's $100K TVL floor, $1.56M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which XMR pools have the most stable APY history?
There is not enough qualifying APY history to rank XMR pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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