ZCHF DeFi Yields
The highest honest ZCHF yield right now is 12.29% on convex-finance (Ethereum), among 9 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
9 live pools above the $100K TVL floor · ranked by TVL
ZCHF's largest live pool is frankencoin on Ethereum at 3.50% ($15.46M TVL). 9 ZCHF pools across 3 chains clear this page's $100K TVL floor, $20.43M in total.
Your idle ZCHF could earn ~4.31% — park $5.6K and it could run a $20/mo Claude Pro subscription, forever.
See live ZCHF pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| frankencoin → | Ethereum | 3.50% | $15.46M |
| frankencoin → | Gnosis | 3.50% | $1.55M |
| uniswap-v3 → | Ethereum | 0.46% | $1.36M |
| curve-dex → | Ethereum | 6.21% | $682K |
| frankencoin → | Base | 3.50% | $338.4K |
| convex-finance → | Ethereum | 12.29% | $212.7K |
| uniswap-v3 → | Ethereum | 5.12% | $186.4K |
| stake-dao → | Ethereum | 10.98% | $180.5K |
Rate stability from APY history
Based on APY history only, ZCHF's lower-variability candidates are frankencoin (Ethereum), 3.50% APY, $15.46M TVL, https://www.defi.garden/?pool=8b427366-7bfb-4c61-88be-8dc004fdc3da&src=seo_token; frankencoin (Base), 3.50% APY, $338.4K TVL, https://www.defi.garden/?pool=e5a2cc6d-7872-4b59-8ce5-0d4c59b19d52&src=seo_token; frankencoin (Gnosis), 3.50% APY, $1.55M TVL, https://www.defi.garden/?pool=75ff7280-15a9-4111-9b68-25254d741529&src=seo_token; uniswap-v3 (Ethereum), 0.46% APY, $1.36M TVL, https://www.defi.garden/?pool=fd20e294-586b-46c6-ae46-260b0940d3b4&src=seo_token; curve-dex (Ethereum), 6.21% APY, $682K TVL, https://www.defi.garden/?pool=d85aeae0-e233-4c1e-8620-66569a571609&src=seo_token; stake-dao (Ethereum), 10.98% APY, $180.5K TVL, https://www.defi.garden/?pool=fd66e795-75cc-493c-9afd-a7d91ffa00ac&src=seo_token; convex-finance (Ethereum), 12.29% APY, $212.7K TVL, https://www.defi.garden/?pool=34f1ecee-852f-4720-8371-b83cde5ea86b&src=seo_token; uniswap-v3 (Ethereum), 5.12% APY, $186.4K TVL, https://www.defi.garden/?pool=4ce93f84-a3dd-45fe-9bb0-515c8c5a00ae&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | frankencoin → | Ethereum | 3.50% | $15.46M |
| 2 | frankencoin → | Base | 3.50% | $338.4K |
| 3 | frankencoin → | Gnosis | 3.50% | $1.55M |
| 4 | uniswap-v3 → | Ethereum | 0.46% | $1.36M |
| 5 | curve-dex → | Ethereum | 6.21% | $682K |
| 6 | stake-dao → | Ethereum | 10.98% | $180.5K |
| 7 | convex-finance → | Ethereum | 12.29% | $212.7K |
| 8 | uniswap-v3 → | Ethereum | 5.12% | $186.4K |
How this rate has behaved
ZCHF shows up in 8 pools here, with rates from 0.46% to 12.29% APY across 3 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 3.87% — a useful check against today's number for whether the rate is steady or just having a good day.
3 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 8 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| frankencoin | 3.50% | 3.50% | Base rate |
| frankencoin | 3.50% | 3.50% | Base rate |
| uniswap-v3 | 0.46% | 0.34% | Base rate |
| curve-dex | 6.21% | 4.54% | 89.06% incentives |
| frankencoin | 3.50% | 3.50% | Base rate |
| convex-finance | 12.29% | 9.52% | 94.47% incentives |
| uniswap-v3 | 5.12% | 4.23% | Base rate |
| stake-dao | 10.98% | 8.47% | 97.09% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest ZCHF yield today?
12.29% APY on convex-finance (Ethereum), based on live DefiLlama data.
How many ZCHF pools clear the TVL floor?
9 live pools clear this page's $100K TVL floor, $20.43M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which ZCHF pools have the most stable APY history?
Based on APY history only, ZCHF's lower-variability candidates are frankencoin (Ethereum), 3.50% APY, $15.46M TVL, https://www.defi.garden/?pool=8b427366-7bfb-4c61-88be-8dc004fdc3da&src=seo_token; frankencoin (Base), 3.50% APY, $338.4K TVL, https://www.defi.garden/?pool=e5a2cc6d-7872-4b59-8ce5-0d4c59b19d52&src=seo_token; frankencoin (Gnosis), 3.50% APY, $1.55M TVL, https://www.defi.garden/?pool=75ff7280-15a9-4111-9b68-25254d741529&src=seo_token; uniswap-v3 (Ethereum), 0.46% APY, $1.36M TVL, https://www.defi.garden/?pool=fd20e294-586b-46c6-ae46-260b0940d3b4&src=seo_token; curve-dex (Ethereum), 6.21% APY, $682K TVL, https://www.defi.garden/?pool=d85aeae0-e233-4c1e-8620-66569a571609&src=seo_token; stake-dao (Ethereum), 10.98% APY, $180.5K TVL, https://www.defi.garden/?pool=fd66e795-75cc-493c-9afd-a7d91ffa00ac&src=seo_token; convex-finance (Ethereum), 12.29% APY, $212.7K TVL, https://www.defi.garden/?pool=34f1ecee-852f-4720-8371-b83cde5ea86b&src=seo_token; uniswap-v3 (Ethereum), 5.12% APY, $186.4K TVL, https://www.defi.garden/?pool=4ce93f84-a3dd-45fe-9bb0-515c8c5a00ae&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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