Stellar DeFi Yields
The highest honest Stellar yield right now is 10.00% on gami-labs (Stellar), among 7 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
7 live pools above the $100K TVL floor · ranked by TVL
Stellar's largest live pool is ondo-yield-assets (USDY) at 3.55% ($535.22M TVL). 7 pools across 6 tokens clear this page's $100K TVL floor, $708.17M in total.
Idle assets on Stellar could earn ~4.28% — park $5.6K and it could run a $20/mo Claude Pro subscription, forever.
See live pools on Stellar →| Token | Protocol | APY | TVL |
|---|---|---|---|
| USDY | ondo-yield-assets → | 3.55% | $535.22M |
| EARNUSDC | gami-labs → | 10.00% | $24.84M |
| USDC | blend-pools-v2 → | 6.64% | $9.67M |
| EARNXLM | gami-labs → | 5.00% | $3.58M |
| EURC | blend-pools-v2 → | 1.04% | $412.6K |
| XLM | blend-pools-v2 → | 0.18% | $144.5K |
Frequently asked questions
What's the highest Stellar yield today?
10.00% APY on gami-labs (Stellar), based on live DefiLlama data.
How many Stellar pools clear the TVL floor?
7 live pools clear this page's $100K TVL floor, $708.17M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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