Stellar DeFi Yields
The highest honest Stellar yield right now is 10.00% on gami-labs (Stellar), among 6 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
6 live pools above the $100K TVL floor · ranked by TVL
Stellar's largest live pool is ondo-yield-assets (USDY) at 3.69% ($537.65M TVL). 6 pools across 5 tokens clear this page's $100K TVL floor, $700.91M in total.
Idle assets on Stellar could earn ~5.00% — park $4.8K and it could run a $20/mo Claude Pro subscription, forever.
See live pools on Stellar →| Token | Protocol | APY | TVL |
|---|---|---|---|
| USDY | ondo-yield-assets 🔒 → | 3.69% | $537.65M |
| EARNUSDC | gami-labs → | 10.00% | $25.25M |
| USDC | blend-pools-v2 → | 7.00% | $10.73M |
| EARNXLM | gami-labs → | 5.00% | $3.62M |
| XLM | blend-pools-v2 → | 0.01% | $106.5K |
Frequently asked questions
What's the highest Stellar yield today?
10.00% APY on gami-labs (Stellar), based on live DefiLlama data.
How many Stellar pools clear the TVL floor?
6 live pools clear this page's $100K TVL floor, $700.91M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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