Aave v3 yields: DeFi Score and 14-day forecast by pool
As of October 27, 2026, DeFi Garden scores 72 Aave v3 pools across 15 chains, with $3.54B in combined TVL. The median APY across these pools is 2.96%. The median 14-day central forecast is 2.95%. Pool types present: Lending (72).
- Scored pools
- 72
- Chains
- 15
- Total TVL
- $3.54B
- Median APY
- 2.96%
- Median 14-day forecast
- 2.95%
Data as of October 27, 2026. Source: DefiLlama; pools below the TVL floor or above the APY sanity limit are excluded. Pools under 0.1% APY, such as collateral-only markets, are not listed.
Rating distribution
How the 72 scored Aave v3 pools are distributed across DeFi Garden's score bands.
- AAA 3
- AA 56
- A 11
- BBB 2
Bands (AAA, AA, A, BBB, HIGH RISK) are DeFi Garden's own model output, not a credit rating from a registered credit rating agency. The distribution describes yield quality as modelled, not the protocol's security record.
Scored pools
| Pool | Chain | Type | APY now | 14-day range | 14-day central | DeFi Score | Pillar tiers | TVL |
|---|---|---|---|---|---|---|---|---|
| WETH | Ethereum | Lending | 1.30% | 1.17%–1.43% | 1.30% | 91.6 · AAA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: High | $939.94M |
| USDE | Plasma | Lending | 0.24% | 0.21%–0.28% | 0.24% | 91.9 · AAA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: High | $585.01M |
| USDT | Ethereum | Lending | 3.58% | 3.09%–5.68% | 3.64% | 77.0 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Medium | $270.57M |
| USDE | Ethereum | Lending | 0.22% | 0.18%–0.27% | 0.22% | 83.8 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Medium | $251.79M |
| SGHO | Ethereum | Lending | 4.50% | 4.05%–4.95% | 4.50% | 86.8 · AAA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Medium | $234.01M |
| USDC | Ethereum | Lending | 3.76% | 3.40%–4.46% | 3.78% | 82.2 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Medium | $155.65M |
| SYRUPUSDC | Monad | Lending | 1.00% | 0.83%–1.19% | 0.95% | 71.6 · AA | Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: Medium | $126.65M |
| USDE | Monad | Lending | 1.01% | 0.86%–1.06% | 0.96% | 74.4 · AA | Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: Medium | $121.17M |
| WAVAX | Avalanche | Lending | 0.91% | 0.82%–1.00% | 0.91% | 81.0 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $93.05M |
| RLUSD | Ethereum | Lending | 4.98% | 4.33%–5.33% | 4.83% | 74.6 · AA | Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: Low | $66.58M |
| USDT0 | Plasma | Lending | 4.39% | 3.75%–5.37% | 4.46% | 76.0 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $63.89M |
| USDT | Ethereum | Lending | 5.28% | 4.69%–6.03% | 5.25% | 77.0 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $60.08M |
| USDC | Ethereum | Lending | 5.55% | 5.00%–6.12% | 5.56% | 78.3 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $54.49M |
| USDC | Arbitrum | Lending | 2.45% | 2.24%–2.94% | 2.48% | 78.7 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $49.93M |
| GHO | Ethereum | Lending | 0.54% | 0.22%–0.78% | 0.54% | 78.6 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $48.98M |
| WETH | Base | Lending | 3.13% | 1.87%–5.24% | 3.04% | 65.0 · A | Yield stability: MediumSustainability: MediumCapital stickiness: HighExit liquidity: Low | $44.37M |
| WETH | Arbitrum | Lending | 0.92% | 0.83%–1.01% | 0.92% | 81.8 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $31.1M |
| USDT0 | Mantle | Lending | 4.17% | 3.85%–4.69% | 4.27% | 76.6 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $30.74M |
| WETH | Ethereum | Lending | 4.82% | 4.17%–5.13% | 4.65% | 73.8 · AA | Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: Low | $25.69M |
| WETH | Polygon | Lending | 0.41% | 0.37%–0.45% | 0.41% | 82.0 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $24.82M |
| USDC | Base | Lending | 5.91% | 4.04%–8.23% | 5.45% | 70.9 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $17.75M |
| WETH.E | Avalanche | Lending | 0.18% | 0.16%–0.22% | 0.18% | 81.4 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $16.65M |
| DAI | Ethereum | Lending | 3.14% | 2.94%–3.56% | 3.25% | 78.3 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $15.76M |
| EURC | Ethereum | Lending | 2.33% | 2.09%–2.56% | 2.33% | 80.7 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $15.47M |
| GHO | Ethereum | Lending | 2.56% | 2.13%–2.70% | 2.44% | 75.9 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $15.31M |
| USDC | Monad | Lending | 5.61% | 4.86%–7.72% | 5.75% | 74.2 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $13.68M |
| USDT | BSC | Lending | 2.97% | 2.73%–3.32% | 3.02% | 80.7 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $12.19M |
| XETH | Xlayer | Lending | 0.16% | 0.07%–0.27% | 0.16% | 80.7 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $12.16M |
| USDT0 | Polygon | Lending | 3.43% | 3.06%–3.75% | 3.40% | 80.9 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $10.37M |
| USDT0 | Monad | Lending | 5.31% | 4.44%–6.06% | 5.28% | 75.4 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $10.02M |
| ETH | BSC | Lending | 0.57% | 0.51%–0.63% | 0.57% | 81.3 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $9.65M |
| USD₮0 | Xlayer | Lending | 2.78% | 2.23%–3.42% | 2.83% | 76.2 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $9.32M |
| USDC | Polygon | Lending | 3.49% | 3.21%–3.99% | 3.58% | 78.8 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $9.01M |
| USD₮0 | Arbitrum | Lending | 2.97% | 2.67%–3.46% | 2.97% | 78.9 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $8.94M |
| MUSD | Monad | Lending | 5.74% | 5.17%–6.31% | 5.74% | 77.3 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $8.4M |
| WETH | Ethereum | Lending | 1.34% | 1.21%–1.47% | 1.34% | 81.2 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $7.82M |
| WETH | OP Mainnet | Lending | 1.03% | 0.93%–1.13% | 1.03% | 81.2 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $5.98M |
| USDT | Avalanche | Lending | 2.98% | 2.62%–4.48% | 3.42% | 68.5 · A | Yield stability: HighSustainability: HighCapital stickiness: MediumExit liquidity: Low | $5.04M |
| GHO | Plasma | Lending | 6.07% | 5.31%–7.17% | 6.12% | 71.9 · AA | Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: Low | $5.02M |
| USDS | Ethereum | Lending | 3.86% | 3.11%–4.08% | 3.69% | 67.3 · A | Yield stability: HighSustainability: MediumCapital stickiness: HighExit liquidity: Low | $4.74M |
| USDC | Avalanche | Lending | 6.55% | 4.04%–7.75% | 5.89% | 74.0 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $4.61M |
| USDTB | Ethereum | Lending | 1.97% | 1.58%–4.97% | 1.97% | 56.6 · A | Yield stability: LowSustainability: HighCapital stickiness: HighExit liquidity: Low | $3.75M |
| EURE | Gnosis | Lending | 2.96% | 2.52%–3.56% | 2.92% | 76.9 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $3.45M |
| EURC | Base | Lending | 2.75% | 1.82%–3.67% | 2.78% | 71.6 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $3.33M |
| WPOL | Polygon | Lending | 0.82% | 0.52%–1.05% | 0.82% | 73.2 · AA | Yield stability: HighSustainability: HighCapital stickiness: MediumExit liquidity: Low | $2.58M |
| AUSD | Monad | Lending | 5.74% | 5.17%–6.31% | 5.74% | 77.8 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $2.54M |
| USDC | Xlayer | Lending | 1.94% | 0.70%–3.55% | 1.94% | 57.7 · A | Yield stability: MediumSustainability: HighCapital stickiness: MediumExit liquidity: Low | $2.42M |
| USDC | BSC | Lending | 3.07% | 2.81%–3.49% | 3.15% | 77.8 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $2.41M |
| USDC | Ethereum | Lending | 2.52% | 1.71%–2.81% | 2.56% | 72.3 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $2.07M |
| WETH | Linea | Lending | 1.20% | 1.08%–1.32% | 1.20% | 81.1 · AA | Yield stability: HighSustainability: HighCapital stickiness: HighExit liquidity: Low | $1.74M |
Pillar tiers, in order: yield stability, sustainability, capital stickiness, exit liquidity. H = High, M = Medium, L = Low.
Showing the 50 largest of 72 pools by TVL.
By chain
| Chain | Pools | Median APY | TVL |
|---|---|---|---|
| Ethereum | 21 | 3.58% | $2.18B |
| Plasma | 3 | 4.39% | $653.92M |
| Monad | 8 | 5.46% | $285.29M |
| Avalanche | 6 | 2.11% | $120.74M |
| Arbitrum | 3 | 2.45% | $89.97M |
| Base | 4 | 4.52% | $65.57M |
| Polygon | 5 | 3.43% | $47.91M |
| Mantle | 3 | 2.44% | $31.91M |
| Xlayer | 5 | 1.94% | $25.85M |
| BSC | 3 | 2.97% | $24.25M |
| OP Mainnet | 3 | 4.13% | $7.23M |
| Gnosis | 3 | 2.96% | $4.2M |
| Celo | 2 | 4.23% | $2.77M |
| Linea | 1 | 1.20% | $1.74M |
| MegaETH | 2 | 3.36% | $637.7K |
By pool type
| Type | Pools | Median APY | TVL |
|---|---|---|---|
| Lending | 72 | 2.96% | $3.54B |
Figures come from DefiLlama pool data; scores and forecasts are computed by DeFi Garden and can be wrong.
Education, not financial advice. DeFi carries smart-contract, market and regulatory risk, and you can lose money.