ALGO DeFi Yields
The highest honest ALGO yield right now is 1.95% on folks-finance-lending (Algorand), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor · ranked by TVL
ALGO's largest live pool is folks-finance-lending on Algorand at 1.95% ($3.53M TVL). 2 ALGO pools across 1 chain clear this page's $100K TVL floor, $3.8M in total.
Your idle ALGO could earn ~1.95% — park $12.3K and it could run a $20/mo Claude Pro subscription, forever.
See live ALGO pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| folks-finance-lending → | Algorand | 1.95% | $3.53M |
Rate stability from APY history
There is not enough qualifying APY history to rank ALGO pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
How this rate has behaved
ALGO shows up in 1 pools here, with rates from 1.95% to 1.95% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
1 of these 1 pool has a trustworthy 30-day average on file, with a median of 1.98% — a useful check against today's number for whether the rate is steady or just having a good day.
All 1 pool pays a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| folks-finance-lending | 1.95% | 1.98% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest ALGO yield today?
1.95% APY on folks-finance-lending (Algorand), based on live DefiLlama data.
How many ALGO pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $3.8M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which ALGO pools have the most stable APY history?
There is not enough qualifying APY history to rank ALGO pools. This view covers APY history only and does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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