Algorand DeFi Yields

The highest honest Algorand yield right now is 1.95% on folks-finance-lending (Algorand), among 8 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.

8 live pools above the $100K TVL floor ยท ranked by TVL

Algorand's largest live pool is folks-finance-lending (ALGO) at 1.95% ($3.53M TVL). 8 pools across 8 tokens clear this page's $100K TVL floor, $22.07M in total.

Idle assets on Algorand could earn ~0.12% โ€” park $200K and it could run a $20/mo Claude Pro subscription, forever.

See live pools on Algorand โ†’
TokenProtocolAPYTVL
ALGO folks-finance-lending → 1.95% $3.53M
GOBTC folks-finance-lending → 0.08% $1.06M
SILVER folks-finance-lending → 0.03% $728.4K
USDC folks-finance-lending → 12.49% $566.6K
GOLD folks-finance-lending → 0.16% $552.1K
GOETH folks-finance-lending → 0.03% $438.1K

Frequently asked questions

What's the highest Algorand yield today?

1.95% APY on folks-finance-lending (Algorand), based on live DefiLlama data.

How many Algorand pools clear the TVL floor?

8 live pools clear this page's $100K TVL floor, $22.07M in total.

Are these rates safe?

Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ€” that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.

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A card that spends the yield from your Algorand positions โ€” never the principal. Join the waitlist and be first when it's ready.

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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ€” that's this page's listing bar, not a safety guarantee. Education only, not financial advice.

Last updated September 2, 2026

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