BNB DeFi Yields
The highest honest BNB yield right now is 5.24% on uniswap-v4 (BSC), among 21 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
21 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
BNB's largest live pool is lista-lending on BSC at 0.21% ($349.81M TVL). 21 BNB pools across 5 chains clear this page's $100K TVL floor, $359.72M in total.
Your idle BNB could earn ~2.84% — park $8.5K and it could run a $20/mo Claude Pro subscription, forever.
See live BNB pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| lista-lending → | BSC | 0.21% | $349.81M |
| uniswap-v4 → | BSC | 0.02% | $2.52M |
| uniswap-v4 → | BSC | 4.59% | $1.35M |
| uniswap-v4 → | BSC | 7.75% | $1.26M |
| uniswap-v4 → | BSC | 0.02% | $904.5K |
| uniswap-v4 → | BSC | 2.49% | $567.2K |
| uniswap-v3 → | Ethereum | 3.18% | $314.1K |
| uniswap-v4 → | BSC | 5.24% | $245.3K |
Rate stability from APY history
Based on APY history only, BNB's lower-variability candidates are uniswap-v4 (BSC), 0.02% APY, $2.52M TVL, https://www.defi.garden/?pool=c290709e-49a9-4fa6-a4d2-ff4d78c45df5#src=seo_token; uniswap-v4 (BSC), 0.02% APY, $904.5K TVL, https://www.defi.garden/?pool=5f15161b-5de8-4c11-962e-7e35d447ec20#src=seo_token; lista-lending (BSC), 0.21% APY, $349.81M TVL, https://www.defi.garden/?pool=e15db93c-9c49-490c-896d-24092b4d7471#src=seo_token; uniswap-v4 (BSC), 2.49% APY, $567.2K TVL, https://www.defi.garden/?pool=c716ca27-346b-4d61-be6e-aff719566e04#src=seo_token; uniswap-v4 (BSC), 4.59% APY, $1.35M TVL, https://www.defi.garden/?pool=9b2888b1-8ffc-403b-96d6-2384f65db2fd#src=seo_token; uniswap-v4 (BSC), 5.24% APY, $245.3K TVL, https://www.defi.garden/?pool=9557d375-34b0-4388-a321-9a21ddeeda95#src=seo_token; uniswap-v3 (Ethereum), 3.18% APY, $314.1K TVL, https://www.defi.garden/?pool=e22573b1-2309-4358-a3f7-f51551679a3a#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | uniswap-v4 → | BSC | 0.02% | $2.52M |
| 2 | uniswap-v4 → | BSC | 0.02% | $904.5K |
| 3 | lista-lending → | BSC | 0.21% | $349.81M |
| 4 | uniswap-v4 → | BSC | 2.49% | $567.2K |
| 5 | uniswap-v4 → | BSC | 4.59% | $1.35M |
| 6 | uniswap-v4 → | BSC | 5.24% | $245.3K |
| 7 | uniswap-v3 → | Ethereum | 3.18% | $314.1K |
How this rate has behaved
BNB shows up in 8 pools here, with rates from 0.02% to 7.75% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 4.81% — a useful check against today's number for whether the rate is steady or just having a good day.
All 8 pools pay a plain base rate right now — no incentive or reward APY mixed in.
7 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| lista-lending | 0.21% | 0.21% | Base rate |
| uniswap-v4 | 0.02% | 0.15% | Base rate |
| uniswap-v4 | 4.59% | 10.85% | Base rate |
| uniswap-v4 | 7.75% | 17.41% | Base rate |
| uniswap-v4 | 0.02% | 0.16% | Base rate |
| uniswap-v4 | 2.49% | 4.23% | Base rate |
| uniswap-v3 | 3.18% | 16.10% | Base rate |
| uniswap-v4 | 5.24% | 5.39% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest BNB yield today?
5.24% APY on uniswap-v4 (BSC), based on live DefiLlama data.
How many BNB pools clear the TVL floor?
21 live pools clear this page's $100K TVL floor, $359.72M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which BNB pools have the most stable APY history?
Based on APY history only, BNB's lower-variability candidates are uniswap-v4 (BSC), 0.02% APY, $2.52M TVL, https://www.defi.garden/?pool=c290709e-49a9-4fa6-a4d2-ff4d78c45df5#src=seo_token; uniswap-v4 (BSC), 0.02% APY, $904.5K TVL, https://www.defi.garden/?pool=5f15161b-5de8-4c11-962e-7e35d447ec20#src=seo_token; lista-lending (BSC), 0.21% APY, $349.81M TVL, https://www.defi.garden/?pool=e15db93c-9c49-490c-896d-24092b4d7471#src=seo_token; uniswap-v4 (BSC), 2.49% APY, $567.2K TVL, https://www.defi.garden/?pool=c716ca27-346b-4d61-be6e-aff719566e04#src=seo_token; uniswap-v4 (BSC), 4.59% APY, $1.35M TVL, https://www.defi.garden/?pool=9b2888b1-8ffc-403b-96d6-2384f65db2fd#src=seo_token; uniswap-v4 (BSC), 5.24% APY, $245.3K TVL, https://www.defi.garden/?pool=9557d375-34b0-4388-a321-9a21ddeeda95#src=seo_token; uniswap-v3 (Ethereum), 3.18% APY, $314.1K TVL, https://www.defi.garden/?pool=e22573b1-2309-4358-a3f7-f51551679a3a#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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