ETH DeFi Yields

The highest honest ETH yield right now is 2.39% on stakewise-v3 (Ethereum), among 427 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.

427 live pools above the $100K TVL floor ยท ranked by TVL

ETH's largest live pool is stakewise-v3 on Ethereum at 2.39% ($103.99M TVL). 427 ETH pools across 2 chains clear this page's $100K TVL floor, $2.82B in total.

Your idle ETH could earn ~1.79% โ€” park $13.4K and it could run a $20/mo Claude Pro subscription, forever.

See live ETH pools โ†’
ProtocolChainAPYTVL
stakewise-v3 → Ethereum 2.39% $103.99M
fluid-lending → Ethereum 1.87% $100.8M
curve-dex → Ethereum 1.18% $98.54M
fluid-dex → Ethereum 0.09% $85.33M
fluid-lending → Ethereum 1.87% $63.79M
spark-savings → Ethereum 1.70% $62.37M
convex-finance → Ethereum 1.18% $53.17M
gmx-v2-perps → Arbitrum 4.87% $52.7M

Rate stability from APY history

Based on APY history only, ETH's lower-variability candidates are spark-savings (Ethereum), 1.70% APY, $62.37M TVL, https://www.defi.garden/?pool=bace601a-530a-432c-9b79-8c6451de25ea&src=seo_token; fluid-dex (Ethereum), 0.09% APY, $85.33M TVL, https://www.defi.garden/?pool=4f715567-420c-400d-9a62-0059331e3940&src=seo_token; convex-finance (Ethereum), 1.18% APY, $53.17M TVL, https://www.defi.garden/?pool=5ce23e7e-3800-4c9c-ad30-6db3db0515a1&src=seo_token; fluid-lending (Ethereum), 1.87% APY, $63.79M TVL, https://www.defi.garden/?pool=1262521f-3ba5-47d7-b035-ace072a0d0df&src=seo_token; fluid-lending (Ethereum), 1.87% APY, $100.8M TVL, https://www.defi.garden/?pool=cbb9fc26-2b9e-436a-95d0-c75e2c0f5869&src=seo_token; gmx-v2-perps (Arbitrum), 4.87% APY, $52.7M TVL, https://www.defi.garden/?pool=61b4c35c-97f6-4c05-a5ff-aeb4426adf5b&src=seo_token; curve-dex (Ethereum), 1.18% APY, $98.54M TVL, https://www.defi.garden/?pool=57d30b9c-fc66-4ac2-b666-69ad5f410cce&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

RankProtocolChainAPYTVL
1 spark-savings → Ethereum 1.70% $62.37M
2 fluid-dex → Ethereum 0.09% $85.33M
3 convex-finance → Ethereum 1.18% $53.17M
4 fluid-lending → Ethereum 1.87% $63.79M
5 fluid-lending → Ethereum 1.87% $100.8M
6 gmx-v2-perps → Arbitrum 4.87% $52.7M
7 curve-dex → Ethereum 1.18% $98.54M

How this rate has behaved

ETH shows up in 8 pools here, with rates from 0.09% to 4.87% APY across 2 chains โ€” the rate depends on which protocol and chain you pick, not just the token.

8 of these 8 pools have a trustworthy 30-day average on file, with a median of 1.75% โ€” a useful check against today's number for whether the rate is steady or just having a good day.

All 8 pools pay a plain base rate right now โ€” no incentive or reward APY mixed in.

1 of 8 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.

ProtocolAPY30d Mean APYYield mix
stakewise-v3 2.39% 2.28% Base rate
fluid-lending 1.87% 1.76% Base rate
curve-dex 1.18% 1.25% Base rate
fluid-dex 0.09% 0.28% Base rate
fluid-lending 1.87% 1.76% Base rate
spark-savings 1.70% 1.73% Base rate
convex-finance 1.18% 1.25% Base rate
gmx-v2-perps 4.87% 11.55% Base rate

The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ€” a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.

Frequently asked questions

What's the highest ETH yield today?

2.39% APY on stakewise-v3 (Ethereum), based on live DefiLlama data.

How many ETH pools clear the TVL floor?

427 live pools clear this page's $100K TVL floor, $2.82B in total.

Are these rates safe?

Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ€” that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.

Which ETH pools have the most stable APY history?

Based on APY history only, ETH's lower-variability candidates are spark-savings (Ethereum), 1.70% APY, $62.37M TVL, https://www.defi.garden/?pool=bace601a-530a-432c-9b79-8c6451de25ea&src=seo_token; fluid-dex (Ethereum), 0.09% APY, $85.33M TVL, https://www.defi.garden/?pool=4f715567-420c-400d-9a62-0059331e3940&src=seo_token; convex-finance (Ethereum), 1.18% APY, $53.17M TVL, https://www.defi.garden/?pool=5ce23e7e-3800-4c9c-ad30-6db3db0515a1&src=seo_token; fluid-lending (Ethereum), 1.87% APY, $63.79M TVL, https://www.defi.garden/?pool=1262521f-3ba5-47d7-b035-ace072a0d0df&src=seo_token; fluid-lending (Ethereum), 1.87% APY, $100.8M TVL, https://www.defi.garden/?pool=cbb9fc26-2b9e-436a-95d0-c75e2c0f5869&src=seo_token; gmx-v2-perps (Arbitrum), 4.87% APY, $52.7M TVL, https://www.defi.garden/?pool=61b4c35c-97f6-4c05-a5ff-aeb4426adf5b&src=seo_token; curve-dex (Ethereum), 1.18% APY, $98.54M TVL, https://www.defi.garden/?pool=57d30b9c-fc66-4ac2-b666-69ad5f410cce&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ€” that's this page's listing bar, not a safety guarantee. Education only, not financial advice.

Last updated September 2, 2026

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