EURM DeFi Yields
The highest honest EURM yield right now is 23.09% on mento-v3 (Monad), among 3 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
3 live pools above the $100K TVL floor · ranked by TVL
EURM's largest live pool is mento-v3 on Monad at 23.09% ($675.7K TVL). 3 EURM pools across 2 chains clear this page's $100K TVL floor, $924.8K in total.
Your idle EURM could earn ~2.95% — park $8.1K and it could run a $20/mo Claude Pro subscription, forever.
See live EURM pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| mento-v3 → | Monad | 23.09% | $675.7K |
| mento-v3 → | Celo | 0.37% | $131.2K |
| mento-v3 → | Celo | 2.95% | $117.9K |
Rate stability from APY history
Based on APY history only, EURM's lower-variability candidates are mento-v3 (Monad), 23.09% APY, $675.7K TVL, https://www.defi.garden/?pool=85dded37-c55d-4b2c-aca1-a136854bec51&src=seo_token; mento-v3 (Celo), 2.95% APY, $117.9K TVL, https://www.defi.garden/?pool=dcf2f352-5100-44af-b11f-c2cbc0845b10&src=seo_token; mento-v3 (Celo), 0.37% APY, $131.2K TVL, https://www.defi.garden/?pool=facf4a31-0db6-4618-b8c5-1c4c62e743dd&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | mento-v3 → | Monad | 23.09% | $675.7K |
| 2 | mento-v3 → | Celo | 2.95% | $117.9K |
| 3 | mento-v3 → | Celo | 0.37% | $131.2K |
How this rate has behaved
EURM shows up in 3 pools here, with rates from 0.37% to 23.09% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 1.97% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 3 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
2 of 3 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| mento-v3 | 23.09% | 21.93% | 97.29% incentives |
| mento-v3 | 0.37% | 1.97% | Base rate |
| mento-v3 | 2.95% | 1.03% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest EURM yield today?
23.09% APY on mento-v3 (Monad), based on live DefiLlama data.
How many EURM pools clear the TVL floor?
3 live pools clear this page's $100K TVL floor, $924.8K in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which EURM pools have the most stable APY history?
Based on APY history only, EURM's lower-variability candidates are mento-v3 (Monad), 23.09% APY, $675.7K TVL, https://www.defi.garden/?pool=85dded37-c55d-4b2c-aca1-a136854bec51&src=seo_token; mento-v3 (Celo), 2.95% APY, $117.9K TVL, https://www.defi.garden/?pool=dcf2f352-5100-44af-b11f-c2cbc0845b10&src=seo_token; mento-v3 (Celo), 0.37% APY, $131.2K TVL, https://www.defi.garden/?pool=facf4a31-0db6-4618-b8c5-1c4c62e743dd&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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