SUSDE DeFi Yields
The highest honest SUSDE yield right now is 8.73% on pendle (Monad), among 61 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
61 live pools above the $100K TVL floor · ranked by TVL
SUSDE's largest live pool is ethena-usde on Ethereum at 4.74% ($1.36B TVL). 61 SUSDE pools across 4 chains clear this page's $100K TVL floor, $2.36B in total.
Your idle SUSDE could earn ~4.62% — park $5.2K and it could run a $20/mo Claude Pro subscription, forever.
See live SUSDE pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| ethena-usde → | Ethereum | 4.74% | $1.36B |
| aave-v3 → | Ethereum | 1.63% | $305.77M |
| aave-v3 → | Plasma | 2.67% | $170.83M |
| aave-v3 → | Mantle | 4.09% | $82.85M |
| curve-dex → | Ethereum | 4.49% | $49.89M |
| convex-finance → | Ethereum | 6.62% | $41.55M |
| pendle → | Monad | 4.98% | $18.33M |
| pendle → | Monad | 8.73% | $18.33M |
Rate stability from APY history
Based on APY history only, SUSDE's lower-variability candidates are pendle (Monad), 4.98% APY, $18.33M TVL, https://www.defi.garden/?pool=798551dc-52c0-5085-821e-48d4cb5916aa&src=seo_token; aave-v3 (Ethereum), 1.63% APY, $305.77M TVL, https://www.defi.garden/?pool=29932dea-cd71-44c3-95bd-3e1525f4e3dd&src=seo_token; aave-v3 (Plasma), 2.67% APY, $170.83M TVL, https://www.defi.garden/?pool=6cf9108a-4832-4681-95d7-757d51d3b24a&src=seo_token; aave-v3 (Mantle), 4.09% APY, $82.85M TVL, https://www.defi.garden/?pool=a4e37545-203b-4412-9acd-3e8b1aa4d744&src=seo_token; pendle (Monad), 8.73% APY, $18.33M TVL, https://www.defi.garden/?pool=5531d8b2-41b6-5641-aa9f-258fbcb5c82a&src=seo_token; convex-finance (Ethereum), 6.62% APY, $41.55M TVL, https://www.defi.garden/?pool=85407c01-6f16-4cef-9ef2-1b2bf2556183&src=seo_token; curve-dex (Ethereum), 4.49% APY, $49.89M TVL, https://www.defi.garden/?pool=8a3a7995-73b3-4e25-8b5c-82a8841bf720&src=seo_token; ethena-usde (Ethereum), 4.74% APY, $1.36B TVL, https://www.defi.garden/?pool=66985a81-9c51-46ca-9977-42b4fe7bc6df&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | pendle → | Monad | 4.98% | $18.33M |
| 2 | aave-v3 → | Ethereum | 1.63% | $305.77M |
| 3 | aave-v3 → | Plasma | 2.67% | $170.83M |
| 4 | aave-v3 → | Mantle | 4.09% | $82.85M |
| 5 | pendle → | Monad | 8.73% | $18.33M |
| 6 | convex-finance → | Ethereum | 6.62% | $41.55M |
| 7 | curve-dex → | Ethereum | 4.49% | $49.89M |
| 8 | ethena-usde → | Ethereum | 4.74% | $1.36B |
How this rate has behaved
SUSDE shows up in 8 pools here, with rates from 1.63% to 8.73% APY across 4 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 3.99% — a useful check against today's number for whether the rate is steady or just having a good day.
6 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| ethena-usde | 4.74% | 4.33% | Base rate |
| aave-v3 | 1.63% | 1.18% | 100.00% incentives |
| aave-v3 | 2.67% | 1.74% | 100.00% incentives |
| aave-v3 | 4.09% | 3.62% | 100.00% incentives |
| curve-dex | 4.49% | 3.65% | 72.62% incentives |
| convex-finance | 6.62% | 5.53% | 81.42% incentives |
| pendle | 4.98% | 4.57% | Base rate |
| pendle | 8.73% | 10.07% | 1.03% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SUSDE yield today?
8.73% APY on pendle (Monad), based on live DefiLlama data.
How many SUSDE pools clear the TVL floor?
61 live pools clear this page's $100K TVL floor, $2.36B in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SUSDE pools have the most stable APY history?
Based on APY history only, SUSDE's lower-variability candidates are pendle (Monad), 4.98% APY, $18.33M TVL, https://www.defi.garden/?pool=798551dc-52c0-5085-821e-48d4cb5916aa&src=seo_token; aave-v3 (Ethereum), 1.63% APY, $305.77M TVL, https://www.defi.garden/?pool=29932dea-cd71-44c3-95bd-3e1525f4e3dd&src=seo_token; aave-v3 (Plasma), 2.67% APY, $170.83M TVL, https://www.defi.garden/?pool=6cf9108a-4832-4681-95d7-757d51d3b24a&src=seo_token; aave-v3 (Mantle), 4.09% APY, $82.85M TVL, https://www.defi.garden/?pool=a4e37545-203b-4412-9acd-3e8b1aa4d744&src=seo_token; pendle (Monad), 8.73% APY, $18.33M TVL, https://www.defi.garden/?pool=5531d8b2-41b6-5641-aa9f-258fbcb5c82a&src=seo_token; convex-finance (Ethereum), 6.62% APY, $41.55M TVL, https://www.defi.garden/?pool=85407c01-6f16-4cef-9ef2-1b2bf2556183&src=seo_token; curve-dex (Ethereum), 4.49% APY, $49.89M TVL, https://www.defi.garden/?pool=8a3a7995-73b3-4e25-8b5c-82a8841bf720&src=seo_token; ethena-usde (Ethereum), 4.74% APY, $1.36B TVL, https://www.defi.garden/?pool=66985a81-9c51-46ca-9977-42b4fe7bc6df&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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