FXSAVE DeFi Yields
The highest honest FXSAVE yield right now is 12.04% on pendle (Ethereum), among 7 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
7 live pools above the $100K TVL floor · ranked by TVL
FXSAVE's largest live pool is morpho-blue on Ethereum at 8.00% ($8.02M TVL). 7 FXSAVE pools across 1 chain clear this page's $100K TVL floor, $78.31M in total.
Your idle FXSAVE could earn ~8.00% — park $3K and it could run a $20/mo Claude Pro subscription, forever.
See live FXSAVE pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| morpho-blue → | Ethereum | 8.00% | $8.02M |
| pendle → | Ethereum | 12.04% | $727K |
| pendle → | Ethereum | 8.05% | $727K |
| curve-dex → | Ethereum | 2.01% | $439.6K |
| convex-finance → | Ethereum | 2.01% | $439.4K |
Rate stability from APY history
Based on APY history only, FXSAVE's lower-variability candidates are pendle (Ethereum), 8.05% APY, $727K TVL, https://www.defi.garden/?pool=62f77482-8595-4279-872d-a02a806e9127&src=seo_token; pendle (Ethereum), 12.04% APY, $727K TVL, https://www.defi.garden/?pool=3e79042b-3018-4559-8fdf-6851ae2537c5&src=seo_token; convex-finance (Ethereum), 2.01% APY, $439.4K TVL, https://www.defi.garden/?pool=c9c1eb2b-3a22-41e1-b896-4cbfc5c0ddb1&src=seo_token; curve-dex (Ethereum), 2.01% APY, $439.6K TVL, https://www.defi.garden/?pool=d2cec87c-a53a-45bd-aeae-c98cbc599bc6&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | pendle → | Ethereum | 8.05% | $727K |
| 2 | pendle → | Ethereum | 12.04% | $727K |
| 3 | convex-finance → | Ethereum | 2.01% | $439.4K |
| 4 | curve-dex → | Ethereum | 2.01% | $439.6K |
How this rate has behaved
FXSAVE shows up in 5 pools here, with rates from 2.01% to 12.04% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
5 of these 5 pools have a trustworthy 30-day average on file, with a median of 6.54% — a useful check against today's number for whether the rate is steady or just having a good day.
2 of 5 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
2 of 5 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| morpho-blue | 8.00% | 6.54% | 100.00% incentives |
| pendle | 12.04% | 8.31% | Base rate |
| pendle | 8.05% | 6.90% | Base rate |
| curve-dex | 2.01% | 1.87% | 0.01% incentives |
| convex-finance | 2.01% | 1.87% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest FXSAVE yield today?
12.04% APY on pendle (Ethereum), based on live DefiLlama data.
How many FXSAVE pools clear the TVL floor?
7 live pools clear this page's $100K TVL floor, $78.31M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which FXSAVE pools have the most stable APY history?
Based on APY history only, FXSAVE's lower-variability candidates are pendle (Ethereum), 8.05% APY, $727K TVL, https://www.defi.garden/?pool=62f77482-8595-4279-872d-a02a806e9127&src=seo_token; pendle (Ethereum), 12.04% APY, $727K TVL, https://www.defi.garden/?pool=3e79042b-3018-4559-8fdf-6851ae2537c5&src=seo_token; convex-finance (Ethereum), 2.01% APY, $439.4K TVL, https://www.defi.garden/?pool=c9c1eb2b-3a22-41e1-b896-4cbfc5c0ddb1&src=seo_token; curve-dex (Ethereum), 2.01% APY, $439.6K TVL, https://www.defi.garden/?pool=d2cec87c-a53a-45bd-aeae-c98cbc599bc6&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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