MUSD DeFi Yields
The highest honest MUSD yield right now is 5.74% on aave-v3 (Monad), among 7 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
7 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
MUSD's largest live pool is aave-v3 on Monad at 5.74% ($7.77M TVL). 7 MUSD pools across 3 chains clear this page's $100K TVL floor, $13.77M in total.
Your idle MUSD could earn ~5.74% — park $4.2K and it could run a $20/mo Claude Pro subscription, forever.
See live MUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| aave-v3 → | Monad | 5.74% | $7.77M |
| uniswap-v4 → | Ethereum | 0.16% | $2.49M |
| aerodrome-slipstream → | Base | 4.80% | $1.2M |
| curve-dex → | Ethereum | 13.29% | $609.7K |
| stake-dao-yield → | Ethereum | 16.18% | $528.5K |
Rate stability from APY history
Based on APY history only, MUSD's lower-variability candidates are uniswap-v4 (Ethereum), 0.16% APY, $2.49M TVL, https://www.defi.garden/?pool=eac3b5f8-d620-47d6-9f6c-d984d3e653c1#src=seo_token; aave-v3 (Monad), 5.74% APY, $7.77M TVL, https://www.defi.garden/?pool=b5ca474e-8117-55d5-982b-78421f845abf#src=seo_token; curve-dex (Ethereum), 13.29% APY, $609.7K TVL, https://www.defi.garden/?pool=c27e64f8-21d5-47a5-be7a-7d6382eb43a8#src=seo_token; stake-dao-yield (Ethereum), 16.18% APY, $528.5K TVL, https://www.defi.garden/?pool=7cf95f65-3f7a-4297-873b-bbdd1a86904d#src=seo_token; aerodrome-slipstream (Base), 4.80% APY, $1.2M TVL, https://www.defi.garden/?pool=ccf4821e-9aec-4aaa-aeaa-7914af0ed6c1#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | uniswap-v4 → | Ethereum | 0.16% | $2.49M |
| 2 | aave-v3 → | Monad | 5.74% | $7.77M |
| 3 | curve-dex → | Ethereum | 13.29% | $609.7K |
| 4 | stake-dao-yield → | Ethereum | 16.18% | $528.5K |
| 5 | aerodrome-slipstream → | Base | 4.80% | $1.2M |
How this rate has behaved
MUSD shows up in 5 pools here, with rates from 0.16% to 16.18% APY across 3 chains — the rate depends on which protocol and chain you pick, not just the token.
5 of these 5 pools have a trustworthy 30-day average on file, with a median of 3.05% — a useful check against today's number for whether the rate is steady or just having a good day.
4 of 5 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
2 of 5 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| aave-v3 | 5.74% | 5.89% | 38.17% incentives |
| uniswap-v4 | 0.16% | 0.09% | Base rate |
| aerodrome-slipstream | 4.80% | 3.05% | 88.62% incentives |
| curve-dex | 13.29% | 3.61% | 99.92% incentives |
| stake-dao-yield | 16.18% | 1.92% | 97.03% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest MUSD yield today?
5.74% APY on aave-v3 (Monad), based on live DefiLlama data.
How many MUSD pools clear the TVL floor?
7 live pools clear this page's $100K TVL floor, $13.77M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which MUSD pools have the most stable APY history?
Based on APY history only, MUSD's lower-variability candidates are uniswap-v4 (Ethereum), 0.16% APY, $2.49M TVL, https://www.defi.garden/?pool=eac3b5f8-d620-47d6-9f6c-d984d3e653c1#src=seo_token; aave-v3 (Monad), 5.74% APY, $7.77M TVL, https://www.defi.garden/?pool=b5ca474e-8117-55d5-982b-78421f845abf#src=seo_token; curve-dex (Ethereum), 13.29% APY, $609.7K TVL, https://www.defi.garden/?pool=c27e64f8-21d5-47a5-be7a-7d6382eb43a8#src=seo_token; stake-dao-yield (Ethereum), 16.18% APY, $528.5K TVL, https://www.defi.garden/?pool=7cf95f65-3f7a-4297-873b-bbdd1a86904d#src=seo_token; aerodrome-slipstream (Base), 4.80% APY, $1.2M TVL, https://www.defi.garden/?pool=ccf4821e-9aec-4aaa-aeaa-7914af0ed6c1#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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