NEAR DeFi Yields
The highest honest NEAR yield right now is 208.76% on orca-dex (Solana), among 10 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
10 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
NEAR's largest live pool is raydium-amm on Solana at 11.00% ($2.71M TVL). 10 NEAR pools across 3 chains clear this page's $100K TVL floor, $8.34M in total.
Your idle NEAR could earn ~71.18% — park $337 and it could run a $20/mo Claude Pro subscription, forever.
See live NEAR pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| raydium-amm → | Solana | 11.00% | $2.71M |
| orca-dex → | Solana | 208.76% | $1.54M |
| raydium-amm → | Solana | 106.49% | $1.33M |
| uniswap-v3 → | Ethereum | 55.16% | $906.8K |
| orca-dex → | Solana | 87.20% | $422.3K |
| uniswap-v3 → | Ethereum | 50.87% | $395.6K |
| uniswap-v3 → | BSC | 139.99% | $382.4K |
| raydium-amm → | Solana | 22.34% | $309.2K |
Rate stability from APY history
Based on APY history only, NEAR's lower-variability candidates are raydium-amm (Solana), 11.00% APY, $2.71M TVL, https://www.defi.garden/?pool=ff85a528-d8f4-4955-b678-8a870579932d#src=seo_token; uniswap-v3 (Ethereum), 55.16% APY, $906.8K TVL, https://www.defi.garden/?pool=39ef0cc9-67ff-4a00-b4ab-633225030e24#src=seo_token; uniswap-v3 (BSC), 139.99% APY, $382.4K TVL, https://www.defi.garden/?pool=41a16a1e-5e87-4fbf-8307-d22a0dad9473#src=seo_token; uniswap-v3 (Ethereum), 50.87% APY, $395.6K TVL, https://www.defi.garden/?pool=50e5df26-3e32-4de1-9a99-f966e10865f6#src=seo_token; orca-dex (Solana), 87.20% APY, $422.3K TVL, https://www.defi.garden/?pool=48119ee8-2175-5f86-b142-87ad91f4909d#src=seo_token; raydium-amm (Solana), 22.34% APY, $309.2K TVL, https://www.defi.garden/?pool=c2eb5e20-8908-5bc5-b107-274a1690edb0#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | raydium-amm → | Solana | 11.00% | $2.71M |
| 2 | uniswap-v3 → | Ethereum | 55.16% | $906.8K |
| 3 | uniswap-v3 → | BSC | 139.99% | $382.4K |
| 4 | uniswap-v3 → | Ethereum | 50.87% | $395.6K |
| 5 | orca-dex → | Solana | 87.20% | $422.3K |
| 6 | raydium-amm → | Solana | 22.34% | $309.2K |
How this rate has behaved
NEAR shows up in 8 pools here, with rates from 11.00% to 208.76% APY across 3 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 187.83% — a useful check against today's number for whether the rate is steady or just having a good day.
All 8 pools pay a plain base rate right now — no incentive or reward APY mixed in.
8 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| raydium-amm | 11.00% | 33.83% | Base rate |
| orca-dex | 208.76% | 357.14% | Base rate |
| raydium-amm | 106.49% | 170.99% | Base rate |
| uniswap-v3 | 55.16% | 124.53% | Base rate |
| orca-dex | 87.20% | 324.02% | Base rate |
| uniswap-v3 | 50.87% | 204.68% | Base rate |
| uniswap-v3 | 139.99% | 288.72% | Base rate |
| raydium-amm | 22.34% | 102.67% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest NEAR yield today?
208.76% APY on orca-dex (Solana), based on live DefiLlama data.
How many NEAR pools clear the TVL floor?
10 live pools clear this page's $100K TVL floor, $8.34M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which NEAR pools have the most stable APY history?
Based on APY history only, NEAR's lower-variability candidates are raydium-amm (Solana), 11.00% APY, $2.71M TVL, https://www.defi.garden/?pool=ff85a528-d8f4-4955-b678-8a870579932d#src=seo_token; uniswap-v3 (Ethereum), 55.16% APY, $906.8K TVL, https://www.defi.garden/?pool=39ef0cc9-67ff-4a00-b4ab-633225030e24#src=seo_token; uniswap-v3 (BSC), 139.99% APY, $382.4K TVL, https://www.defi.garden/?pool=41a16a1e-5e87-4fbf-8307-d22a0dad9473#src=seo_token; uniswap-v3 (Ethereum), 50.87% APY, $395.6K TVL, https://www.defi.garden/?pool=50e5df26-3e32-4de1-9a99-f966e10865f6#src=seo_token; orca-dex (Solana), 87.20% APY, $422.3K TVL, https://www.defi.garden/?pool=48119ee8-2175-5f86-b142-87ad91f4909d#src=seo_token; raydium-amm (Solana), 22.34% APY, $309.2K TVL, https://www.defi.garden/?pool=c2eb5e20-8908-5bc5-b107-274a1690edb0#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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