STXRP DeFi Yields
The highest honest STXRP yield right now is 2.97% on spectra-v2 (Flare), among 4 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
4 live pools above the $100K TVL floor · ranked by TVL
STXRP's largest live pool is sparkdex-v4 on Flare at 2.23% ($5.52M TVL). 4 STXRP pools across 1 chain clear this page's $100K TVL floor, $11.81M in total.
Your idle STXRP could earn ~1.74% — park $13.8K and it could run a $20/mo Claude Pro subscription, forever.
See live STXRP pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| sparkdex-v4 → | Flare | 2.23% | $5.52M |
| spectra-v2 → | Flare | 1.24% | $3.8M |
| spectra-v2 → | Flare | 2.97% | $2.25M |
| spectra-v2 → | Flare | 0.14% | $234.3K |
Rate stability from APY history
Based on APY history only, STXRP's lower-variability candidates are sparkdex-v4 (Flare), 2.23% APY, $5.52M TVL, https://www.defi.garden/?pool=fe56d007-4f9f-4eaf-84e2-ea4248769975&src=seo_token; spectra-v2 (Flare), 1.24% APY, $3.8M TVL, https://www.defi.garden/?pool=b9f857e7-c09a-4385-bab9-907f89c00dc1&src=seo_token; spectra-v2 (Flare), 2.97% APY, $2.25M TVL, https://www.defi.garden/?pool=ff0b0d1d-a21e-430b-95f4-61f7142736bc&src=seo_token; spectra-v2 (Flare), 0.14% APY, $234.3K TVL, https://www.defi.garden/?pool=121077f0-d508-4a6a-af0b-ecd70f79be41&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | sparkdex-v4 → | Flare | 2.23% | $5.52M |
| 2 | spectra-v2 → | Flare | 1.24% | $3.8M |
| 3 | spectra-v2 → | Flare | 2.97% | $2.25M |
| 4 | spectra-v2 → | Flare | 0.14% | $234.3K |
How this rate has behaved
STXRP shows up in 4 pools here, with rates from 0.14% to 2.97% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
4 of these 4 pools have a trustworthy 30-day average on file, with a median of 2.42% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 4 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 4 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| sparkdex-v4 | 2.23% | 2.16% | 99.32% incentives |
| spectra-v2 | 1.24% | 3.03% | Base rate |
| spectra-v2 | 2.97% | 2.69% | Base rate |
| spectra-v2 | 0.14% | 0.23% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest STXRP yield today?
2.97% APY on spectra-v2 (Flare), based on live DefiLlama data.
How many STXRP pools clear the TVL floor?
4 live pools clear this page's $100K TVL floor, $11.81M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which STXRP pools have the most stable APY history?
Based on APY history only, STXRP's lower-variability candidates are sparkdex-v4 (Flare), 2.23% APY, $5.52M TVL, https://www.defi.garden/?pool=fe56d007-4f9f-4eaf-84e2-ea4248769975&src=seo_token; spectra-v2 (Flare), 1.24% APY, $3.8M TVL, https://www.defi.garden/?pool=b9f857e7-c09a-4385-bab9-907f89c00dc1&src=seo_token; spectra-v2 (Flare), 2.97% APY, $2.25M TVL, https://www.defi.garden/?pool=ff0b0d1d-a21e-430b-95f4-61f7142736bc&src=seo_token; spectra-v2 (Flare), 0.14% APY, $234.3K TVL, https://www.defi.garden/?pool=121077f0-d508-4a6a-af0b-ecd70f79be41&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your STXRP yield — never your STXRP itself. Join the waitlist and be first when it's ready.
Join the waitlist →Free to join • Card doesn't exist yet • We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.