STXRP DeFi Yields
The highest honest STXRP yield right now is 4.55% on spectra-v2 (Flare), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
STXRP's largest live pool is sparkdex-v4 on Flare at 1.98% ($6.73M TVL). 5 STXRP pools across 1 chain clear this page's $100K TVL floor, $14.21M in total.
Your idle STXRP could earn ~1.00% — park $24K and it could run a $20/mo Claude Pro subscription, forever.
See live STXRP pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| sparkdex-v4 → | Flare | 1.98% | $6.73M |
| spectra-v2 → | Flare | 4.55% | $3.51M |
| spectra-v2 → | Flare | 0.85% | $3.51M |
| spectra-v2 → | Flare | 0.85% | $229.5K |
| spectra-v2 → | Flare | 1.00% | $229.5K |
Rate stability from APY history
Based on APY history only, STXRP's lower-variability candidates are sparkdex-v4 (Flare), 1.98% APY, $6.73M TVL, https://www.defi.garden/?pool=fe56d007-4f9f-4eaf-84e2-ea4248769975#src=seo_token; spectra-v2 (Flare), 4.55% APY, $3.51M TVL, https://www.defi.garden/?pool=ff0b0d1d-a21e-430b-95f4-61f7142736bc#src=seo_token; spectra-v2 (Flare), 1.00% APY, $229.5K TVL, https://www.defi.garden/?pool=121077f0-d508-4a6a-af0b-ecd70f79be41#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | sparkdex-v4 → | Flare | 1.98% | $6.73M |
| 2 | spectra-v2 → | Flare | 4.55% | $3.51M |
| 3 | spectra-v2 → | Flare | 1.00% | $229.5K |
How this rate has behaved
STXRP shows up in 5 pools here, with rates from 0.85% to 4.55% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
5 of these 5 pools have a trustworthy 30-day average on file, with a median of 0.70% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 5 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 5 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| sparkdex-v4 | 1.98% | 1.94% | 99.87% incentives |
| spectra-v2 | 4.55% | 3.73% | Base rate |
| spectra-v2 | 0.85% | 0.70% | Base rate |
| spectra-v2 | 0.85% | 0.70% | Base rate |
| spectra-v2 | 1.00% | 0.30% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest STXRP yield today?
4.55% APY on spectra-v2 (Flare), based on live DefiLlama data.
How many STXRP pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $14.21M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which STXRP pools have the most stable APY history?
Based on APY history only, STXRP's lower-variability candidates are sparkdex-v4 (Flare), 1.98% APY, $6.73M TVL, https://www.defi.garden/?pool=fe56d007-4f9f-4eaf-84e2-ea4248769975#src=seo_token; spectra-v2 (Flare), 4.55% APY, $3.51M TVL, https://www.defi.garden/?pool=ff0b0d1d-a21e-430b-95f4-61f7142736bc#src=seo_token; spectra-v2 (Flare), 1.00% APY, $229.5K TVL, https://www.defi.garden/?pool=121077f0-d508-4a6a-af0b-ecd70f79be41#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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